Fa sika kɔ Afrika baabiara denam API baako so.
Capay gye mobile money ne banki sika wɔ Afrika aman 20 mu, na ɔsoma sika kɔ mobile money wallet mu, denam adwumayɛfoɔ a wɔwɔ tumi krataa ne MTN Mobile Money nkabomu tee so. Checkout krataafa, webhook a wɔde nsɛnkyerɛnneɛ ahyɛ so, ledger a wɔkyerɛw mprenu, ne AI copilot a ɛwɔ wo dashboard so a ɔnim wo sikatua nyinaa.
Sandbox wɔ simma kakraa mu. Nsiesie ka biara nni hɔ. Fi ase wɔ nhwehwɛmu akyi.
- AI copilot ka ho
- Sandbox simma kakraa mu
- Ledger a wɔkyerɛw mprenu
- Wɛbsaet wɔ kasa 34 mu
Nkabomu baako, asaase kɛseɛ so akwan nyinaa
Nkanea a ɛhyerɛn no yɛ aman a akwan reyɛ adwuma wɔ mu ɛnnɛ: sikagye wɔ baabiara a yɛwɔ, sikasoma wɔ baabi a yɛakyerɛ. Nkanea a ayɛ brɛoo no kyerɛ baabi a nkitahodie no rekɔ. Twe globe no.
Aman 20 a akwan reyɛ adwuma wɔ mu ɛnnɛ
- Cameroon
- Gabon
- Uganda
- Kenya
- Ghana
- Tanzania
- Côte d'Ivoire
- Senegal
- Congo
- Benin
- Rwanda
- DR Congo
- Zambia
- Sierra Leone
- Burkina Faso
- Mali
- Togo
- Guinea
- Niger
- Nigeria
Wɔ screen akɛseɛ so no, saa fa yi dan globe a wobɛtumi ne no adi agorɔ.
Ɔkwan biara ho nsɛm pɔtee wɔ ɔman biara mu wɔ mmeae a yɛdu krataafa no so. Hwɛ mmeae a yɛdu
Checkout a w'adetɔfoɔ nya mu ahotosoɔ dada
Fa checkout link no kyɛ anaa frɛ API no tee. W'ɔtɔfoɔ nya nkra wɔ ne fon so, na wonya webhook a wɔde nsɛnkyerɛnneɛ ahyɛ so ne tebea a wobɛtumi ahwɛ seisei ara.
- Checkout a ɛwɔ pay.capayglobal.com so a w'adwuma din da so
- API tee ma w'ankasa wo checkout, a idempotency key wɔ abisadeɛ biara so
- Mobile money nkra a ɛkɔ ɔtɔfoɔ no fon so tee
- Ka no mu nkyekyɛmu wɔ transaction biara so: platform, provider ne sika a ɛka
Fa dashboard baako di wo sika ho dwuma nyinaa
Portal koro no ara a Capay adwadifoɔ nyinaa de di dwuma, a yɛde sandbox demo data akyerɛ.
- Balance a ɛwɔ hɔ seisei wɔ sika biara mu, a sikakɔ ne sikaba biara wɔ ledger a wɔkyerɛw mprenu mu
- Sikasoma a ɛboro wo penesoɔ ano no fa maker-checker mu ansa na sika afiri adi.
- API key, webhook ne log wɔ sika no nkyɛn, ɛnyɛ adwinnadeɛ foforɔ mu
Gye USDT, USDC ne coins foforɔ, na wɔde US dollar tua wo
Fa crypto ka API korɔ no ne checkout korɔ no ho. Sikatua biara nya n'ankasa address, sika pɛpɛɛpɛ a ɛsɛ sɛ wɔde mena, ne krataafa a ɛkyerɛ tebea seisei ara, na wonya webhook a wɔde nsɛnkyerɛnneɛ ahyɛ so bere a network no si so dua no ara.
- USDT ne USDC wɔ Tron, BNB Smart Chain, Ethereum, Solana, Polygon, Arbitrum, Avalanche ne Base so
- Bitcoin, Ether ne coins 12 foforɔ, a wɔato ne bo ano simma 30
- Checkout krataafa a QR code, network kɔkɔbɔ ne nsiso dua seisei ara wɔ so, wɔ kasa 23 mu
- Hwɛ deɛ wɔka kyerɛɛ ɔtɔfoɔ biara sɛ ɔntua ne deɛ ɔde mena, wɔ sikatua biara so
- San de sika no ma ɔtɔfoɔ no wɔ n'ankasa wallet mu fi dashboard no anaa API no so
Stablecoins, 1 ne 1 ne US dollar
- USDTTRC20 · BEP20 · ERC20 · SOL · POLYGON · ARBITRUM · AVAXC
- USDCBEP20 · ERC20 · SOL · POLYGON · ARBITRUM · AVAXC · BASE
Coins foforɔ
BTC · ETH · BNB · SOL · TRX · LTC · BCH · DOGE · ADA · POL · XAUT · SHIB · PEPE · EIGEN
Adetɔfoɔ de sika pɛpɛɛpɛ a wɔkyerɛ no mena
Checkout krataafa no ka kyerɛ wɔn sɛ wɔmfa wɔn exchange no withdrawal ka nka ho. Sɛ wɔtua bebree a, sikatua no wie; sɛ wɔtua kakraa a, wɔnnye da, na wɔsan de ma wɔn.
- +237 6•• ••• ••2XAF 45,000Awie
- +241 0•• ••• ••7XAF 120,000Ɛreyɛ
- +256 7•• ••• ••4UGX 850,000Ɛretwɛn
Soma sika a ahwɛsoɔ bata ho
Soma sika kɔ mobile money wallet ne banki akontaabu mu wɔ gua biara a ɛreyɛ adwuma, ɛfiri Kamerun ne Kenya kɔsi Ghana, Tanzania ne Nigeria. Sikasoma biara fa wo penesoɔ mmara mu ansa na frank baako mpo atu.
- Maker-checker mpenesoɔ wɔ sika a ɛfiri wo balance mu so
- Float ho ahwɛyie wɔ ɔman biara mu, a kɔkɔbɔ ba ansa na wallet bi asa
- Circuit breaker a ɛgyae ɛkwan bi sɛ ɛnyɛ adwuma yie a, sene sɛ wo batch no bɛsɛe
- Wɔkyerɛw sikakɔ ne sikaba biara wɔ ledger a wɔkyerɛw mprenu mu, wɔ sika nketewa mu
Wo sikagye a ɛdi kan wɔ abisadeɛ baako mu
REST a ani tew, JSON nhyehyɛeɛ a wonim deɛ ɛbɛba, ne request id wɔ mmuaeɛ biara so. Sandbox no te sɛ deɛ ɛwɔ hɔ ankasa: API koro, tebea koro, webhook koro.
- Sandbox ne production key, a wɔakyekyɛ mu ama app biara
- Webhook a HMAC ahyɛ so a replay ho bammɔ ka ho
- Idempotency key wɔ frɛ biara a ɛma sika tu so
- Mfomsoɔ a wɔakyekyɛ mu a ɛkyerɛ wo deɛ ɛsɛ sɛ wosiesie pɛpɛɛpɛ
- OpenAPI nkyerekyeremu, Postman boaboa ne llms.txt, wobeyii ne nyinaa adi
- Checkout session a wɔahyɛ ne callback a ɛyɛ tẽẽ ma CRM, ERP ne dwadibea nkabom nneɛma
curl https://api.capayglobal.com/v1/collections \
-H "Authorization: Bearer sk_test_..." \
-H "Idempotency-Key: 9f1c-collect-01" \
-H "Content-Type: application/json" \
-d '{
"amount": "2500",
"currency": "XAF",
"country": "CM",
"method": "mobile_money",
"msisdn": "2376XXXXXXXX",
"merchant_reference": "order-1042"
}'{
"status": "success",
"data": {
"id": "col_9xKQ2mD41Vb8",
"object": "collection",
"status": "pending",
"amount": "2500",
"currency": "XAF",
"country": "CM",
"method": "mobile_money",
"merchant_reference": "order-1042",
"fees": {
"platform_fee": "50",
"provider_fee": "0",
"total_fee": "50",
"bearer": "merchant"
},
"net_amount": null,
"livemode": false,
"created_at": "2026-08-30T12:04:11Z"
},
"request_id": "req_b0f3d2c1"
}Yɛwɔ baabi a w'adetɔfoɔ wɔ
Sika agyeye reye adwuma wo Afrika gua 20 mu, sika tua reye adwuma wo 20 mu na erekoso. Mmeae akwan, mmeae sika, apam baako.
Mobile money ne banki akwan denam adwumayɛfoɔ a wɔwɔ tumi krataa ne MTN Mobile Money nkabomu tee so. Sikakwan foforɔ bue daa.
Aboɔ a wobɛtumi ayɛ ho nhyehyɛeɛ
Nsiesie ka nni hɔ, bosome ka nni hɔ, na sika dodoɔ a ɛsɛ sɛ wodu so nso nni hɔ. Wohunu wo sikakwan ho ka pɔtee wɔ dashboard so ansa na woafi ase.
- Mobile money ne banki sikagye
- Checkout krataafa ka ho
- Ka no mu nkyekyɛmu wɔ transaction biara so
- Sika a wɔsoma kɔ mobile money wallet mu
- Maker-checker mpenesoɔ ka ho
- Sikakwan biara boɔ da adi kane
- Nsiesie anaa bosome ka biara nni hɔ
- Sandbox a ɛyɛ kwa a anohyeto nni ho
- Bo a wone odwadini biara apene so bere a dwumadi dodow ma no ye yiye
Wɔabɔ ho ban firi ahyɛaseɛ kɔsi awieeɛ, te sɛ banki a wode wo ho ato so dada
Wɔde encryption asie no ɛkwan so ne bere a ɛda hɔ, wɔahyɛ nkyɛmu biara den, na wɔhwehwɛ nneyɛeɛ biara mu. Capay Global gyina ahwɛsoɔ a banki ne card network ahodoɔ hwehwɛ no so, enti wo sika ne w'adetɔfoɔ data wɔ bammɔ mu firi mia a ɛdi kan so kɔsi nsiesiei a ɛtwa toɔ.
- TLS encryption ɛkwan so
- AES-256 encryption bere a ɛda hɔ
- HTTPS hyɛ a HSTS ka ho
- PCI DSS: card data biara nni yɛn system so
- SOC 1 & SOC 2 ahwɛsoɔ nhyehyɛeɛ
- Nhwehwɛmu akwan mmienu
- Wɔatete data mu wɔ row biara so
- Audit nkrataa a obiara ntumi nsesa
- Sikasoma a nnipa baanu pene so
- KYB, AML & sanctions akwanhwɛ
- Bammɔ nhwehwɛmu a ɛdi mũ, Ahinime 2026
Encryption ɛkwan so
Byte biara a ɛfa wo system, w'adetɔfoɔ ne Capay Global ntam no fa TLS so. HTTPS yɛ hyɛ wɔ domain biara so a HTTP Strict Transport Security ka ho, enti obiara ntumi mfa no nkɔ HTTP a bammɔ nni ho so, na krataafa biara ne API mmuaeɛ biara fa network a ɛgyina ano a ɛnna origin a encryption nni so adi da no so.
Encryption bere a ɛda hɔ
Wɔde AES-256 encryption asie database ne file store ahodoɔ bere a ɛda hɔ. Nhwehwɛmu nkrataa wɔ beaeɛ a ɛyɛ kokoam a adwuma no ankasa ahwɛfoɔ ne Capay adwumayɛfoɔ a wɔwɔ tumi nko ara na wɔbɛtumi abue, denam link a ɛtwam wɔ sɛkɛn 300 akyi so. Kokoam nsɛm wɔ table a wɔato mu a app role biara ntumi nkenkan mu.
Card data biara nka yɛn da
Yɛn platform nnye card nɔma anaa CVV, ɛnsie, ɛnyɛ ho adwuma, na ɛmfa nkɔ baabiara da. Yɛpo data biara a ɛte sɛ card data wɔ API no ano, na yɛsan po no bio wɔ database no mu, enti card sikatua yɛ adwuma wɔ nkrataafa a wɔahyɛ wɔ yɛn ahokafoɔ PCI DSS hyeɛ mu nko ara.
Sika a ɛntumi nyera
Sika nsakraeɛ biara yɛ nkyerɛwee a ɛkari pɛ wɔ ledger a wɔkyerɛw mprenu mu, wɔ sika nketewa mu, na database no po nkyerɛwee biara a ɛnkari pɛ. Idempotency reference ahodoɔ siw sika a wɔgye no mprenu ano, sikasoma biara a ɛboro wo anohyeto so hia onipa a ɔtɔ so mmienu a ɔbɛpene so, na kill switch ne circuit breaker gyae sikatua kwan bi berɛ a ɛfiri aseɛ sɛe no ara pɛ.
Nipasu ne akwan a wɔahyɛ no den
Nhwehwɛmu akwan mmienu a apono a ɛto mu sɛ biribi ansi yie a ka ho, ma wo kuo ne yɛn deɛ, row biara so bammɔ wɔ table biara so, tumi a wɔakyekyɛ mu sɛnea dibea teɛ, ne nneyɛeɛ titiriw a ɛhia nkyerɛaseɛ a wɔakyerɛw na ɛkɔ audit log a wɔka ho nko ara a obiara ntumi nsesa anaa ɔmpopa da mu.
API key ne webhook, te sɛ banki deɛ
Wɔde SHA-256 yɛ API key ahodoɔ hash na wɔkyerɛ no prɛko pɛ. Abisadeɛ dodoɔ anohyeto ma key biara ne IP biara, IP a wɔapene so nhwɛsoɔ, da biara ka anohyeto ne key a wosesa no wɔ mia baako mu. Wɔhyɛ webhook ahodoɔ so wɔ raw body no so, wɔde ntotoho a ɛgye berɛ koro no ara hwehwɛ mu, wɔbɔ ho ban firi replay ho, na yɛsan hwɛ provider callback biara wɔ ne fibea ansa na sika bi akɔ.
Mmara sodie a ɛwɔ mu dada
KYB a nkrataa nhwehwɛmu, wɔn a wɔwɔ adwuma no mu kyɛfa ho nhwehwɛmu ne sanctions akwanhwɛ ka ho ansa na adwuma biara afi ase, AML ahwɛyie a ɛkɔ so daa, sika ho nkrataa a yɛde sie mfeɛ nson, ne ahwɛsoɔ nhyehyɛeɛ a ɛgyina SOC 1 ne SOC 2 gyinapɛn ne PCI DSS gyinabea a card data biara nni yɛn nkyɛn no so.
Fapem a wɔahyɛ no den
Ɛfiri AWS CloudFront a ɛwɔ Cloudflare akyi so a origin access ahwɛsoɔ ka ho na storage biara nna adi, browser header a ɛyɛ den (frame biara nni hɔ, Permissions-Policy, cross-origin mpaapaemu), ano access log a yɛde sie nna 400, dependency ahwɛmu wɔ build biara so, ne sandbox a ɛntumi nnuru provider ankasa ho koraa.
Capay Global de sikatua mfiridwuma na ɛma. Adwumayɛfoɔ a wɔwɔ tumi krataa so na sikatua nnwuma a mmara hwɛ so no fa.
Nsɛmmisa ne ɛso mmuaeɛ
Aman bɛn mu na metumi agye sika?
Sika agyeye reye adwuma wo Kamɛrun, Gabɔn, Yuganda, Kenya, Gaana, Tansania, Kodivuwa, Senegal, Kongo, Bɛnin, Rewanda, Kongo Kinhyaahya, Zambia, Sɛra Liɔn, Bɔkina Faso, Mali, Togo, Gini, Nigyɛɛ, ne Naegyeria, na gua foforo bue bere biara.
Sikatua akwan bɛn na ɛwɔ hɔ?
Mobile money ne kwan titire: MTN Mobile Money, Orange Money, M-Pesa, Airtel Money ne afoforɔ, na banki transfer nso wɔ Naijeria, na banki akwan foforɔ reba. Akwan no gu ahodoɔ wɔ ɔman biara mu; dashboard no kyerɛ deɛ ɛwɔ hɔ ma wo deɛ no pɛpɛɛpɛ.
Ne boɔ yɛ sɛn?
Sika agyeye fi 1.99% so wo dwumadi biara a edi nkonim so na sika tua fi 1% so, a mfitiase ka, bosome ka anaa dodow ketewa biara nni ho. Wo kwan biara bo krataa pefee no da adi wo dashboard so ansa na woafi ase, na API mmuae biara kura ka no nkyekyemu nyinaa.
Mmerɛ tiaa sɛn na mɛtumi afi ase?
Sandbox no wɔ hɔ ma wo berɛ a wobue akawnt ara pɛ. Production bue wɔ w'adwuma ho nhwehwɛmu (KYB) akyi, a ɛhia w'adwuma nkrataa ne wɔn a wɔwɔ adwuma no mu kyɛfa ho nsɛm.
Mɛyɛ dɛn de API no abom?
Akwan mmienu wɔ hɔ: fa checkout link kyɛ a wonkyerɛw code biara, anaa frɛ REST API no firi w'ankasa wo dwumadie mu. Ɔkwan biara a wobɛfa so no, wonya webhook a wɔde nsɛnkyerɛnneɛ ahyɛ so, idempotency ne request id wɔ mmuaeɛ biara so. Nkrataa a ɛwɔ developer.capayglobal.com kyerɛ wo mmienu no nyinaa.
Sɛn na wɔdi me sika akyi?
Wɔ ledger a wɔkyerɛw mprenu so: sikakɔ ne sikaba biara kari pɛ, obiara ntumi nsesa, na wɔkyerɛw no wɔ sika biara nketewa mu. Wo dashboard kyerɛ balance, settlement ne nkrataa a wobɛtumi ayi afiri mu a ɛne ledger no hyia pɛpɛɛpɛ.
Kasa ahodoɔ bɛn na ɛwɔ hɔ?
Wobetumi anya saa wibsaet yi wo kasa 34 mu, a Swahili, Hausa, Yoruba, Igbo, Twi, Wolof, Amharic, Arabic ne Portuguese ka ho. Odwadini dashboard ne sika tua kratafa no wo kasa 23 mu. Nkrataa ne mmoa wo Borofo ne Frenkye mu.
Yɛn kuo no boa wo wɔ Borɔfo ne Frɛnkye mu, ɛfiri wo sandbox frɛ a ɛdi kan kɔsi wo ɔpepem a ɛdi kan a wobɛgye.
Frɛ mmoa kuo noHwɛ platform no mu
Fi ase gye sika wɔ Afrika baabiara ɛnnɛ
Bue akawnt a ɛyɛ kwa, si wo dwumadie wɔ sandbox so, na fi ase wɔ nhwehwɛmu akyi.
Ka wo sikakwan ne wo sika dodoɔ ho asɛm kyerɛ yɛn berɛ biara.