Capay Global PG
Enkola y'okusasula eya Afirika eyambibwako AI

Tambuza ssente okubuna Afirika n'API emu.

Capay ekungaanya ssente za mobile money n'eza bbanka mu butale bwa Afirika 20, era esindika ssente ku wallet za mobile money ng'eyita mu bo be tukolagana nabo abalina layisinsi ne mu kuyunga butereevu ne MTN Mobile Money. Peegi ya checkout, webhook eziteekeddwako omukono, leja ya double-entry, n'omuyambi wa AI mu dashboard yo amanyi ebisasulo byo.

Kola akawuntiKebera ebiwandiiko

Sandbox mu ddakiika ntono. Tewali kisale kya kutandika. Tandika okukola ng'omaze okukakasibwa.

  • Omuyambi wa AI mulimu
  • Sandbox mu ddakiika
  • Leja ya double-entry
  • Omukutu mu nnimi 34
Okuyunga omulundi gumu kutuuka ku makubo g'okusasula bakasitoma bo ge bamanyi dda
MTN Mobile MoneyOrange MoneyM-PesaAirtel MoneyOkuyisa ssente mu bbankan'ebirala
20Obutale gye tukungaanya ssente
12Ssente z'amawanga
34Ennimi z'omukutu
0Ebisale by'okutandika
99.9%Ekiruubirirwa ky'okukola kwa API
Omukutu gwaffe

Okuyunga kumu, ssemazinga ajjudde amakubo g'okusasula

Ettaala ezaaka ennyo ze butale obulina amakubo agakola leero: okukungaanya ssente buli gye tukola, okusindika ssente gye kiragiddwa. Ettaala ennafu ze gy'omukutu gugenda okweyongera. Sika ensi eno.

Obutale 20 obulina amakubo agakola leero

  • Cameroon
  • Gabon
  • Uganda
  • Kenya
  • Ghana
  • Tanzania
  • Côte d'Ivoire
  • Senegal
  • Congo
  • Benin
  • Rwanda
  • DR Congo
  • Zambia
  • Sierra Leone
  • Burkina Faso
  • Mali
  • Togo
  • Guinea
  • Niger
  • Nigeria

Ku sikirini ennene, ekitundu kino kifuuka ensi gy'osobola okukyusaakyusa.

Okukungaanya n'okusindika ssente bikolaOkukungaanya ssente kukolaTweyongera okubuna Afirika

Ebikwata ku buli kakubo mu buli katale biri ku peegi eya 'Gye tukola'. Laba gye tukola

Kkiriza ebisasulo

Checkout bakasitoma bo gye beesiga

Gabana linka ya checkout oba oyite API butereevu. Kasitoma wo afuna prompt ku ssimu ye, ggwe n'ofuna webhook eriko omukono n'embeera eraga mu bwangu gy'osobola okukebera.

  • Peegi ya checkout ku pay.capayglobal.com, eriko erinnya lya bizinensi yo
  • API entereevu ku checkout yo bw'oba ogyagala, nga buli kusaba kuliko idempotency key
  • Prompt za mobile money zisindikibwa butereevu ku ssimu ya kasitoma
  • Ebisale byonna nga bwe biri ku buli kusasula: eby'omukutu, eby'omugaba w'akakubo ne ssente ezikutuukako
Tandika okukungaanya ssente
Poota ya Bizinensi

Ddukanya ssente zo zonna okuva mu dashboard emu

Poota y'emu buli musuubuzi wa Capay gy'akozesa, eno eraga data ya sandbox.

dashboard.capayglobal.com
  • Bbalansi eya buli ssente mu bwangu, nga buli kutambula kuli mu leja ya double-entry
  • Okusindika ssente okusukka ku kigero kyo kuyita mu maker-checker nga ssente tezinnava.
  • Ebisumuluzo bya API, webhook ne logs biri kumpi ne ssente, so si mu kifo ekirala
Okusasula mu crypto

Kkiriza USDT, USDC ne ssente endala eza crypto, nga zisasulwa mu ddoola za Amerika

Gattako crypto ku API y'emu ne checkout y'emu. Buli kusasula kufuna endagiriro yaakwo, omuwendo omutuufu ogw'okusindika ne peegi eraga embeera mu bwangu, ggwe n'ofuna webhook eriko omukono amangu ddala omukutu nga gukakasizza.

  • USDT ne USDC ku Tron, BNB Smart Chain, Ethereum, Solana, Polygon, Arbitrum, Avalanche ne Base
  • Bitcoin, Ether ne crypto endala 12, ku bbeeyi esibiddwa okumala eddakiika 30
  • Peegi y'okusasula eriko QR code, okulabula ku mukutu n'okukakasa mu bwangu, mu nnimi 23
  • Laba kasitoma kye yasabiddwa n'ekyo kye yasindika, ku buli kusasula
  • Zzaayo ssente ku wallet ya kasitoma yennyini okuva ku dashboard oba ku API
Tandika okukkiriza cryptoSoma ekitabo kya crypto

Stablecoin, 1 ku 1 ne ddoola ya Amerika

  • USDTTRC20 · BEP20 · ERC20 · SOL · POLYGON · ARBITRUM · AVAXC
  • USDCBEP20 · ERC20 · SOL · POLYGON · ARBITRUM · AVAXC · BASE

Crypto endala

BTC · ETH · BNB · SOL · TRX · LTC · BCH · DOGE · ADA · POL · XAUT · SHIB · PEPE · EIGEN

Bakasitoma basindika omuwendo omutuufu ogulagiddwa

Peegi y'okusasula ebagamba okugattako ebisale by'okuggyayo ssente ku exchange yaabwe. Okusasula ekisingawo kumaliriza okusasula; okusasula ekitono tekukkirizibwa n'akatono era ssente zizzibwayo.

Okusindika ssenteKikola
  • +237 6•• ••• ••2XAF 45,000Kutuukiridde
  • +241 0•• ••• ••7XAF 120,000Kukolebwa
  • +256 7•• ••• ••4UGX 850,000Kulindiridde
Maker-checker: okukkiriza 2Float eri bulungi
Sindika ssente

Sindika ssente nga ebifuga byonna biriwo

Sindika ssente ku wallet za mobile money ne ku akawunti za bbanka mu buli katale akakola, okuva mu Kameruuni ne Kenya okutuuka mu Ghana, Tanzania ne Nigeria. Buli kusindika kuyita mu mateeka go ag'okukkiriza nga ne ssente emu tennava.

  • Okukkirizibwa kwa maker-checker ku ssente eziva ku bbalansi yo
  • Okulondoola float ya buli ggwanga nga tukulabula nga wallet eneetera okukalira
  • Circuit breaker eyimiriza akakubo nga kalemedde, mu kifo ky'okulemesa batch yo yonna
  • Buli kutambula kwa ssente kuwandiikibwa mu leja ya double-entry, mu bitundu bya ssente ebisinga obutono
Yakolebwa ku lw'abakola pulogulaamu

Okukungaanya kwo okusooka mu kusaba kumu

REST ennyangu, JSON ekwatagana buli kiseera, ne request id ku buli kuddamu. Sandbox efaanana ne production: API y'emu, embeera z'emu, ne webhook ez'emu.

  • Ebisumuluzo bya sandbox n'ebya production, buli kimu ku app yaakyo
  • Webhook eziriko omukono gwa HMAC nga ziriko n'obukuumi ku replay
  • Idempotency key ku buli kusaba okutambuza ssente
  • Ensobi ezinnyonnyoddwa obulungi ezikubuulira ddala ky'olina okutereeza
  • Ennyinyonnyola ya OpenAPI, ekikuŋŋaanya kya Postman ne llms.txt, byonna bifulumiziddwa
  • Sessioni z'okusasula ezikwatiddwa ne callback entereevu ez'ebiyunga bya CRM, ERP n'amaduuka
Soma ebiwandiikoEkitabo ky'okugatta
POST /v1/collections
curl https://api.capayglobal.com/v1/collections \
  -H "Authorization: Bearer sk_test_..." \
  -H "Idempotency-Key: 9f1c-collect-01" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": "2500",
    "currency": "XAF",
    "country": "CM",
    "method": "mobile_money",
    "msisdn": "2376XXXXXXXX",
    "merchant_reference": "order-1042"
  }'
201 Created
{
  "status": "success",
  "data": {
    "id": "col_9xKQ2mD41Vb8",
    "object": "collection",
    "status": "pending",
    "amount": "2500",
    "currency": "XAF",
    "country": "CM",
    "method": "mobile_money",
    "merchant_reference": "order-1042",
    "fees": {
      "platform_fee": "50",
      "provider_fee": "0",
      "total_fee": "50",
      "bearer": "merchant"
    },
    "net_amount": null,
    "livemode": false,
    "created_at": "2026-08-30T12:04:11Z"
  },
  "request_id": "req_b0f3d2c1"
}
Gye tukola

Tuli gye bakasitoma bo bali

Okukung'aanya ssente kukola mu butale bwa Afirika 20, okusasula kukola mu 20 era kugenda kweyongera. Enkola z'omu kitundu, ssente z'omu kitundu, endagaano emu.

KameruuniXAFKungaanya ssenteKikolaMTN Mobile MoneyOrange MoneySindika ssenteKikolaMTN Mobile MoneyOrange Money
GaboniXAFKungaanya ssenteKikolaAirtel MoneySindika ssenteKikolaAirtel Money
YugandaUGXKungaanya ssenteKikolaMTN Mobile MoneyAirtel MoneySindika ssenteKikolaMTN Mobile MoneyAirtel Money
KenyaKESKungaanya ssenteKikolaM-PesaSindika ssenteKikolaM-Pesa
GanaGHSKungaanya ssenteKikolaMTN Mobile MoneyAirtel MoneySindika ssenteKikolaMTN Mobile MoneyVodafone CashAirtel Money
TanzaniyaTZSKungaanya ssenteKikolaAirtel MoneyTigo PesaHaloPesaVodafone CashSindika ssenteKikolaAirtel MoneyTigo PesaHaloPesaM-PesaEzy Pesa
Kote DivwaXOFKungaanya ssenteKikolaMTN Mobile MoneyOrange MoneyMoov MoneyWaveSindika ssenteKikolaMTN Mobile MoneyOrange Money
SenegaaloXOFKungaanya ssenteKikolaOrange MoneyFree MoneyWaveSindika ssenteKikolaFree MoneyOrange Money
KongoXAFKungaanya ssenteKikolaAirtel MoneyMTN Mobile MoneySindika ssenteKikolaAirtel MoneyMTN Mobile Money
BeniniXOFKungaanya ssenteKikolaMTN Mobile MoneyMoov MoneySindika ssenteKikolaMoov MoneyMTN Mobile Money
RwandaRWFKungaanya ssenteKikolaMTN Mobile MoneyAirtel MoneySindika ssenteKikolaAirtel MoneyMTN Mobile Money
Kongo - ZayireCDFKungaanya ssenteKikolaAirtel MoneyOrange MoneyVodacom M-PesaSindika ssenteKikolaAirtel MoneyOrange MoneyVodacom M-Pesa
ZambyaZMWKungaanya ssenteKikolaAirtel MoneyMTN Mobile MoneyZamtelSindika ssenteKikolaAirtel MoneyMTN Mobile MoneyZamtel
SiyeralewoneSLEKungaanya ssenteKikolaOrange MoneySindika ssenteKikolaOrange Money
Burukina FasoXOFKungaanya ssenteKikolaOrange MoneyMoov MoneySindika ssenteKikolaOrange MoneyMoov MoneyTouchCash
MaliXOFKungaanya ssenteKikolaOrange MoneyMoov MoneySindika ssenteKikolaOrange MoneyMoov MoneyWave
TogoXOFKungaanya ssenteKikolaT-MoneyMoov MoneySindika ssenteKikolaT-MoneyMoov Money
GiniGNFKungaanya ssenteKikolaMTN Mobile MoneyOrange MoneySindika ssenteKikolaMTN Mobile MoneyOrange Money
NijeXOFKungaanya ssenteKikolaAirtel MoneySindika ssenteKikolaAirtel Money
NayijeryaNGNKungaanya ssenteKikolaOkuyisa ssente mu bbankaSindika ssenteKikolaOkuyisa ssente mu bbanka

Amakubo ga mobile money n'aga bbanka nga tuyita mu bo be tukolagana nabo abalina layisinsi ne mu kuyunga butereevu ne MTN Mobile Money. Korido empya zigenda ziggulwawo buli kiseera.

Ebbeeyi

Ebbeeyi gy'osobola okuteekera enteekateeka

Tewali kisale kya kutandika, kya buli mwezi, wadde kigero kya wansi ky'olina okutuukako. Olaba ebisale byonna eby'ekkorido zo mu dashboard nga tonnatandika kukola.

Okukungaanya ssenteokuva ku 1.99%ku buli kusasula okutuukiridde
  • Okukungaanya ssente za mobile money n'eza bbanka
  • Peegi ya checkout mulimu
  • Ebisale byonna byoleddwa ku buli kusasula
Okusindika ssenteokuva ku 1%ku buli kusindika
  • Okusindika ssente ku wallet za mobile money
  • Okukkirizibwa kwa maker-checker mulimu
  • Emiwendo gya buli korido giragibwa mu maaso
  • Tewali kisale kya kutandika oba kya buli mwezi
  • Sandbox eya bwereere etaliiko kkomo
  • Emiwendo egikkirizibbwa buli musuubuzi ng'obungi bw'ebyobusuubuzi bweyongedde
Kola akawunti
Obukuumi obw'omutindo gwa bbanka

Ekuumiddwa okuva ku ntandikwa okutuuka ku nkomerero, nga bbanka z'omaze okwesiga

Esibiddwa mu koodi nga etambula ne nga eterekeddwa, enyweziddwa ku buli mutendera era ekeberebwa ku buli kikolwa. Capay Global ekola ku nkola z'obukuumi bbanka n'emikutu gya kaadi ze zeetaaga, ssente zo n'ebikwata ku bakasitoma bo bikuumibwe okuva ku kunyiga okusooka okutuuka ku kumalirizibwa okusembayo.

  • Okusiba mu koodi kwa TLS nga etambula
  • Okusiba mu koodi kwa AES-256 nga eterekeddwa
  • HTTPS ekakiddwa ne HSTS
  • PCI DSS: tewali data ya kaadi ku nkola zaffe
  • Enkola y'obukuumi eya SOC 1 ne SOC 2
  • Okukakasa mu mitendera ebiri
  • Okwawula data ku buli lunyiriri
  • Ebiwandiiko bya audit ebitakyusibwa
  • Okusindika ssente nga kukkiriziddwa abantu babiri
  • KYB, AML n'okukebera ku sanctions
  • Okukebera obukuumi okujjuvu, Okitobba 2026

Esibiddwa mu koodi nga etambula

Buli byte eyita wakati w'enkola zo, bakasitoma bo ne Capay Global etambulira ku TLS. HTTPS ekakiddwa ku buli domain nga tukozesa HTTP Strict Transport Security, kale okuddayo ku HTTP eyabulijjo tekisoboka, era buli lupapula na buli kyokuddamu kya API biyita mu mukutu gwa edge ogutalaga nsibuko etasibiddwa mu koodi.

Esibiddwa mu koodi nga eterekeddwa

Database n'amaterekero ga fayiro bisibiddwa mu koodi nga biterekeddwa nga tukozesa AES-256. Ebiwandiiko by'okukakasa bibeera mu tterekero ery'ekyama abakulira bizinensi yennyini n'abakozi ba Capay abakkirizibwa bokka be basobola okuggula, nga bayita mu link eziggwaako mu sikonda 300. Ebyama bibeera mu tebulo ezisibiddwa, nga tewali mulimu gwa app gusobola kuzisoma.

Data ya kaadi tetuukako ddala

Omukutu gwaffe tegufuna, teguterekayo, tegukozesa wadde okuweereza ennamba ya kaadi oba CVV. Data efaanana ng'eya kaadi egaanibwa ku edge ya API era eddamu okugaanibwa munda mu database, kale okusasula ne kaadi kukolebwa ku mpapula ezikwatiddwa zokka eziri mu kitundu kya PCI DSS ky'abo be tukolagana nabo.

Ssente ezitasobola kubula

Buli kutambula kwa ssente kye kiwandiiko ekyenkanankana mu leja ya double-entry, mu bitundu bya ssente ebisinga obutono, era database egaana ekiwandiiko ekitenkanankana. Reference za idempotency ziziyiza okusasuza emirundi ebiri, buli kusindika ssente okusukka ku kigero kyo kwetaaga omuntu ow'okubiri akkiriza, era obutoni obuyimiriza amangu ne circuit breaker ziyimiriza akakubo amangu nga katandise okulemererwa.

Okumanyibwa n'okuyingira okunyweziddwa

Okukakasa mu mitendera ebiri n'emiryango egyeggala nga waliwo okubuusabuusa, ku ttiimu yo ne ku yaffe, obukuumi ku buli lunyiriri mu buli tebulo, olukusa olugeerekebwa ku mulimu, n'ebikolwa eby'enjawulo ebyetaaga ensonga ewandiikiddwa era ebiwandiikibwa mu audit log eyongerwako kyokka, etasobola kukyusibwa wadde okusangulibwa.

Ebisumuluzo bya API ne webhook, ku mutindo gwa bbanka

Ebisumuluzo bya API bikolebwa hash ne SHA-256 era bilagibwa omulundi gumu gwokka. Ebigero by'okusaba ku buli kisumuluzo ne ku buli IP, enkalala za IP ezikkirizibwa, ebigero by'ensaasaanya eya buli lunaku n'okukyusa ekisumuluzo mu kunyiga kumu. Webhook zissibwako omukono ku mubiri gw'obubaka ogutakyusiddwa, zikakasibwa n'okugeraageranya okw'ebiseera ebyenkanankana, zikuumibwa ku replay, era buli kyokuddamu ky'awa obuweereza kiddamu okukeberebwa ku nsibuko nga ssente tezinnatambula.

Okugoberera amateeka kuzimbiddwa munda

KYB n'okukebera ebiwandiiko, okuzuula bannannyini ba bizinensi n'okukebera ku sanctions nga bizinensi yonna tennatandika kukola, okulondoola AML obutasalako, okutereka ebiwandiiko by'ebyensimbi emyaka musanvu, n'enkola y'obukuumi egoberera ebipimo bya Trust Services ebya SOC 1 ne SOC 2 n'enkola ya PCI DSS ey'obutatereka data ya nannyini kaadi.

Ebizimbe by'enkola ebinyweziddwa

Biweebwa okuva ku AWS CloudFront emabega wa Cloudflare n'okufuga okutuuka ku nsibuko era nga tewali tterekero lya lukale, emitwe gya bulawuza eminywevu (tewali framing, Permissions-Policy, okwawula cross-origin), ebiwandiiko by'okuyingira ku edge ebiterekebwa ennaku 400, okukebera ebyetaagisa ku buli build, ne sandbox etasobola ddala kutuuka ku awa obuweereza ow'amazima.

Soma ebikwata ku bukuumi byonna

Capay Global ewa tekinologiya y'okusasula. Empeereza y'okusasula erina amateeka eweebwa ng'eyita mu bo be tukolagana nabo abalina layisinsi.

Ebibuuzo

Ebibuuzo, n'eby'okuddamu

Mu nsi ki gye nsobola okukungaanyiza ssente?

Okukung'aanya ssente kukola mu Kameruuni, Gaboni, Yuganda, Kenya, Gana, Tanzaniya, Kote Divwa, Senegaalo, Kongo, Benini, Rwanda, Kongo - Zayire, Zambya, Siyeralewone, Burukina Faso, Mali, Togo, Gini, Nije, and Nayijerya, era obutale obupya bugguka buli kiseera.

Ngeri ki ez'okusasula ezikkirizibwa?

Mobile money ge makubo amakulu: MTN Mobile Money, Orange Money, M-Pesa, Airtel Money n'endala, awamu n'okuyisa ssente mu bbanka mu Nayijeriya, nga n'amakubo amalala aga bbanka gajja. Engeri z'okusasula zaawukana buli ggwanga; dashboard ekulaga ddala ezikola mu nsi yo.

Kiwera ssente mmeka?

Okukung'aanya okuva ku 1.99% ku buli nsimbi eyayitawo obulungi n'okusasula okuva ku 1%, awatali ssente z'okutandika, ez'omwezi oba ekipimo ekya wansi. Olukalala lwo olutuufu ku buli kkubo lulabika ku dashboard nga tonnatandika, era buli kuddamu kwa API kutwala okumenyeka kw'emiwendo okujjuvu.

Nsobola okutandika okukola mangu ntya?

Sandbox eba yeetegefu amangu ddala nga okoze akawunti. Okukozesa ssente entuufu kuggulwawo ng'omaze okukakasa bizinensi yo (KYB), ekyetaaga ebiwandiiko byo ebya rejjisitule n'ebikwata ku bannannyini ba bizinensi.

Nnyunga ntya?

Waliwo engeri bbiri: gabana linka za checkout nga tewali koodi, oba oyite API ya REST okuva mu kintu kyo. Mu ngeri zombi ofuna webhook eziriko omukono, idempotency, ne request id ku buli kuddamu. Ebiwandiiko ku developer.capayglobal.com bikutwala mu byombi.

Ssente zange zilondoolebwa zitya?

Ku leja ya double-entry: buli kutambula kwenkanankana, tekukyusibwa era kuwandiikibwa mu bitundu ebisinga obutono okusinziira ku ssente. Dashboard yo ekulaga bbalansi, settlement ne lipoota z'osobola okuggya ebikwatagana ne leja.

Ennimi ki ze mukozesa?

Omukutu guno guliwo mu nnimi 34, omuli Oluswayiri, Oluhawusa, Oluyoruba, Oluigbo, Olutwi, Oluwolofu, Oluamhariki, Olwarabu n'Olupotugiizi. Dashboard y'omusuubuzi n'olupapula lw'okusasula biriwo mu nnimi 23. Ebiwandiiko n'obuyambi biri mu Lungereza ne Lufalansa.

Yogera n'omuntu

Ttiimu yaffe ekuyamba mu Lungereza ne Lufalansa, okuva ku kusaba kwo okusooka mu sandbox okutuuka ku bukadde bwo obusooka obw'okukungaanya.

Tuukirira abayambi

Kebera enkola yaffe

Okukungaanya ssenteOkukungaanya ssente za mobile money n'eza bbankaOkusasula mu cryptoUSDT, USDC n'endala, nga zisasulwa mu ddoola za AmerikaOkusindika ssenteOkusindika ssente ku wallet ng'oyita mu koodiEbbeeyiEmiwendo gya buli kusasula, tewali bisale bya bulijjoGye tukolaObutale n'engeri z'okusasula ezikolaAbakola pulogulaamuEbiwandiiko, sandbox ne webhookEbibuuzoEby'okuddamu ebimpi ku bibuuzo ebya bulijjo

Tandika okukungaanya ssente okubuna Afirika leero

Kola akawunti eya bwereere, ozimbire ku sandbox, otandike okukola ng'omaze okukakasibwa.

Kola akawunti

Tubuulire ku korido zo n'obungi bwa ssente ze mutambuza ekiseera kyonna.