Capay Global PG
Ibikorwa remezo by'ubwishyu bikoresha AI bigenewe Afurika

Genza amafaranga muri Afurika yose ukoresheje API imwe.

Capay yakira ubwishyu bwa mobile money n'ubwa banki mu masoko 20 yo muri Afurika ikanohereza amafaranga kuri konti za mobile money, binyuze ku bafatanyabikorwa bemewe n'amategeko no guhuzwa bitaziguye na MTN Mobile Money. Hosted checkout, webhook zishyizweho umukono, igitabo cy'ibaruramari cyandika kabiri, n'umufasha wa AI uri muri dashboard yawe uzi ubwishyu bwawe.

Fungura kontiSura inyandiko

Sandbox mu minota mike. Nta mafaranga yo gutangira. Utangira nyayo nyuma yo kugenzurwa.

  • Harimo umufasha wa AI
  • Sandbox mu minota mike
  • Ibaruramari ryandika kabiri
  • Urubuga mu ndimi 34
Guhuza rimwe gusa bikugeza ku miyoboro y'ubwishyu abakiriya bawe basanzwe bakoresha
MTN Mobile MoneyOrange MoneyM-PesaAirtel MoneyKohereza kuri bankin'ibindi
20Amasoko akora yo kwakira ubwishyu
12Amafaranga yo mu bihugu
34Indimi z'urubuga
0Amafaranga yo gutangira
99.9%Intego y'igihe API ikora
Urusobe

Guhuza rimwe, imiyoboro y'umugabane wose

Amatara yaka cyane ni amasoko afite imiyoboro ikora uyu munsi: kwakira ubwishyu aho dukorera hose, kohereza amafaranga aho byerekanwe. Amatara yoroheje ni aho urusobe rugana ubutaha. Kurura isi uyizengurutse.

Amasoko 20 afite imiyoboro ikora uyu munsi

  • Cameroon
  • Gabon
  • Uganda
  • Kenya
  • Ghana
  • Tanzania
  • Côte d'Ivoire
  • Senegal
  • Congo
  • Benin
  • Rwanda
  • DR Congo
  • Zambia
  • Sierra Leone
  • Burkina Faso
  • Mali
  • Togo
  • Guinea
  • Niger
  • Nigeria

Kuri za ecran nini, iki gice gihinduka isi ushobora kugenza.

Kwakira no kohereza birakoraKwakira ubwishyu birakoraKwaguka muri Afurika yose

Ibisobanuro by'imiyoboro kuri buri soko biri ku rupapuro rw'aho dukorera. Reba aho dukorera

Akira ubwishyu

Checkout abakiriya bawe basanzwe bizeye

Sangiza abandi link ya hosted checkout cyangwa uhamagare API bitaziguye. Umukiriya wawe abona ubutumwa bumusaba kwemeza kuri telefoni ye, nawe ugahabwa webhook ishyizweho umukono n'imiterere igezweho ushobora gukurikirana ako kanya.

  • Hosted checkout kuri pay.capayglobal.com, iriho izina ry'ubucuruzi bwawe
  • API itaziguye ukoresha kuri checkout yawe bwite, ifite urufunguzo rwa idempotency kuri buri cyifuzo
  • Ubutumwa bwa mobile money bwoherezwa ako kanya kuri telefoni y'umukiriya
  • Isesengura ry'ikiguzi kuri buri gikorwa: urubuga, utanga serivisi n'amafaranga agusigarira
Tangira kwakira ubwishyu
Irembo ry'ubucuruzi

Genzura imari yawe yose uhereye kuri dashboard imwe

Ni rwa rubuga rumwe buri mucuruzi wa Capay akoresha, rwerekanwe rukoresheje amakuru y'icyitegererezo ya sandbox.

dashboard.capayglobal.com
  • Amafaranga asigaye agezweho kuri buri bwoko bw'ifaranga, buri gikorwa cyandikwa mu gitabo cy'ibaruramari cyandika kabiri
  • Amafaranga yoherezwa arengeje urugero washyizeho anyura mu kwemezwa kwa maker-checker mbere y'uko asohoka.
  • Imfunguzo za API, webhook n'amateka y'ibikorwa biri iruhande rw'amafaranga, ntibiri mu kindi gikoresho
Kwishyura na crypto

Akira USDT, USDC n'izindi crypto, bishyurwa mu madolari y'Amerika

Ongeraho crypto kuri API imwe na checkout imwe. Buri bwishyu buhabwa aderesi yabwo, amafaranga nyayo yo kohereza n'urupapuro rugaragaza imiterere ako kanya, nawe ugahabwa webhook ishyizweho umukono ako kanya umuyoboro ubyemeje.

  • USDT na USDC kuri Tron, BNB Smart Chain, Ethereum, Solana, Polygon, Arbitrum, Avalanche na Base
  • Bitcoin, Ether n'izindi crypto 12, ku gaciro gafunzwe mu minota 30
  • Urupapuro rwo kwishyura rufite QR code, umuburo ku muyoboro n'iyemeza ako kanya, mu ndimi 23
  • Reba ibyo umukiriya yasabwe n'ibyo yohereje, kuri buri bwishyu
  • Subiza amafaranga kuri wallet y'umukiriya ubwe uhereye kuri dashboard cyangwa kuri API
Tangira kwakira cryptoSoma igitabo cya crypto

Stablecoin, 1 kuri 1 n'idolari ry'Amerika

  • USDTTRC20 · BEP20 · ERC20 · SOL · POLYGON · ARBITRUM · AVAXC
  • USDCBEP20 · ERC20 · SOL · POLYGON · ARBITRUM · AVAXC · BASE

Izindi crypto

BTC · ETH · BNB · SOL · TRX · LTC · BCH · DOGE · ADA · POL · XAUT · SHIB · PEPE · EIGEN

Abakiriya bohereza amafaranga nyayo agaragajwe

Urupapuro rwo kwishyura rubasaba kongeraho ikiguzi cyo kubikuza cya exchange yabo. Kwishyura menshi birangiza ubwishyu; kwishyura make ntibyemerwa na rimwe kandi amafaranga arasubizwa.

Kohereza amafarangaBirakora
  • +237 6•• ••• ••2XAF 45,000Byarangiye
  • +241 0•• ••• ••7XAF 120,000Biratunganywa
  • +256 7•• ••• ••4UGX 850,000Biri ku murongo
Maker-checker: abemeza 2Float iri neza
Ohereza amafaranga

Ohereza amafaranga hamwe n'uburyo bwo kugenzura bwubatswemo

Ohereza amafaranga kuri konti za mobile money no kuri konti za banki mu masoko yose akora, uhereye muri Kameruni na Kenya ukageza muri Ghana, Tanzaniya na Nijeriya. Buri bwishyu bwoherezwa bunyura mu mategeko yawe yo kwemeza mbere y'uko ifaranga rigenda.

  • Kwemeza kwa maker-checker ku mafaranga asohoka kuri konti yawe
  • Gukurikirana float kuri buri gihugu, n'imburira ziza mbere y'uko konti ishiramo amafaranga
  • Circuit breaker ihagarika by'agateganyo umuyoboro utangiye kudakora neza, aho gutuma umutwaro w'ubwishyu bwawe wose unanirwa
  • Buri gikorwa cyandikwa mu gitabo cy'ibaruramari cyandika kabiri, mu bice bito by'ifaranga
Yubakiwe abakora porogaramu

Ubwishyu bwawe bwa mbere mu cyifuzo kimwe

REST isobanutse, imiterere ya JSON iteganijwe na ID y'icyifuzo kuri buri gisubizo. Sandbox isa neza n'ikoreshwa nyaryo: API imwe, imiterere imwe, webhook zimwe.

  • Imfunguzo za sandbox n'iza production, buri porogaramu ifite izayo
  • Webhook zishyizweho umukono wa HMAC zifite uburinzi bwo kubuza gusubiramo
  • Imfunguzo za idempotency kuri buri gikorwa kigenza amafaranga
  • Amakosa asobanuye neza akubwira icyo gukosora
  • Ubusobanuro bwa OpenAPI, ikusanyirizo rya Postman na llms.txt, byose byatangajwe
  • Ibihe byo kwishyura bicumbikiwe na callback zoroshye ku bihuza CRM, ERP n'amaduka
Soma inyandikoUbuyobozi bwo guhuza
POST /v1/collections
curl https://api.capayglobal.com/v1/collections \
  -H "Authorization: Bearer sk_test_..." \
  -H "Idempotency-Key: 9f1c-collect-01" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": "2500",
    "currency": "XAF",
    "country": "CM",
    "method": "mobile_money",
    "msisdn": "2376XXXXXXXX",
    "merchant_reference": "order-1042"
  }'
201 Created
{
  "status": "success",
  "data": {
    "id": "col_9xKQ2mD41Vb8",
    "object": "collection",
    "status": "pending",
    "amount": "2500",
    "currency": "XAF",
    "country": "CM",
    "method": "mobile_money",
    "merchant_reference": "order-1042",
    "fees": {
      "platform_fee": "50",
      "provider_fee": "0",
      "total_fee": "50",
      "bearer": "merchant"
    },
    "net_amount": null,
    "livemode": false,
    "created_at": "2026-08-30T12:04:11Z"
  },
  "request_id": "req_b0f3d2c1"
}
Aho dukorera

Turahari aho abakiriya bawe bari

Gukusanya amafaranga birakora ku masoko 20 ya Afurika, kwishyura birakora muri 20 kandi birakomeza kwiyongera. Inzira zo mu karere, amafaranga yo mu karere, amasezerano amwe.

CMXAFAkira ubwishyuBirakoraMTN Mobile MoneyOrange MoneyOhereza amafarangaBirakoraMTN Mobile MoneyOrange Money
GAXAFAkira ubwishyuBirakoraAirtel MoneyOhereza amafarangaBirakoraAirtel Money
UGUGXAkira ubwishyuBirakoraMTN Mobile MoneyAirtel MoneyOhereza amafarangaBirakoraMTN Mobile MoneyAirtel Money
KEKESAkira ubwishyuBirakoraM-PesaOhereza amafarangaBirakoraM-Pesa
GHGHSAkira ubwishyuBirakoraMTN Mobile MoneyAirtel MoneyOhereza amafarangaBirakoraMTN Mobile MoneyVodafone CashAirtel Money
TZTZSAkira ubwishyuBirakoraAirtel MoneyTigo PesaHaloPesaVodafone CashOhereza amafarangaBirakoraAirtel MoneyTigo PesaHaloPesaM-PesaEzy Pesa
CIXOFAkira ubwishyuBirakoraMTN Mobile MoneyOrange MoneyMoov MoneyWaveOhereza amafarangaBirakoraMTN Mobile MoneyOrange Money
SNXOFAkira ubwishyuBirakoraOrange MoneyFree MoneyWaveOhereza amafarangaBirakoraFree MoneyOrange Money
CGXAFAkira ubwishyuBirakoraAirtel MoneyMTN Mobile MoneyOhereza amafarangaBirakoraAirtel MoneyMTN Mobile Money
BJXOFAkira ubwishyuBirakoraMTN Mobile MoneyMoov MoneyOhereza amafarangaBirakoraMoov MoneyMTN Mobile Money
U RwandaRWFAkira ubwishyuBirakoraMTN Mobile MoneyAirtel MoneyOhereza amafarangaBirakoraAirtel MoneyMTN Mobile Money
CDCDFAkira ubwishyuBirakoraAirtel MoneyOrange MoneyVodacom M-PesaOhereza amafarangaBirakoraAirtel MoneyOrange MoneyVodacom M-Pesa
ZMZMWAkira ubwishyuBirakoraAirtel MoneyMTN Mobile MoneyZamtelOhereza amafarangaBirakoraAirtel MoneyMTN Mobile MoneyZamtel
SLSLEAkira ubwishyuBirakoraOrange MoneyOhereza amafarangaBirakoraOrange Money
BFXOFAkira ubwishyuBirakoraOrange MoneyMoov MoneyOhereza amafarangaBirakoraOrange MoneyMoov MoneyTouchCash
MLXOFAkira ubwishyuBirakoraOrange MoneyMoov MoneyOhereza amafarangaBirakoraOrange MoneyMoov MoneyWave
TGXOFAkira ubwishyuBirakoraT-MoneyMoov MoneyOhereza amafarangaBirakoraT-MoneyMoov Money
GNGNFAkira ubwishyuBirakoraMTN Mobile MoneyOrange MoneyOhereza amafarangaBirakoraMTN Mobile MoneyOrange Money
NEXOFAkira ubwishyuBirakoraAirtel MoneyOhereza amafarangaBirakoraAirtel Money
NGNGNAkira ubwishyuBirakoraKohereza kuri bankiOhereza amafarangaBirakoraKohereza kuri banki

Imiyoboro ya mobile money n'iya banki binyuze ku bafatanyabikorwa bemewe n'amategeko no guhuzwa bitaziguye na MTN Mobile Money. Imiyoboro mishya ifungurwa ubudahwema.

Ibiciro

Ibiciro ushobora gushingiraho gahunda

Nta mafaranga yo gutangira, nta y'ukwezi, nta mubare ntarengwa muto. Ubona urutonde nyarwo rw'ibiciro by'imiyoboro yawe muri dashboard mbere yo gutangira nyayo.

Kwakira ubwishyuguhera kuri 1,99%kuri buri bwishyu bwakiriwe neza
  • Kwakira ubwishyu bwa mobile money n'ubwa banki
  • Harimo hosted checkout
  • Isesengura ry'ikiguzi kuri buri gikorwa
Kohereza amafarangaguhera kuri 1%kuri buri bwishyu bwoherejwe
  • Kohereza amafaranga kuri konti za mobile money
  • Harimo kwemeza kwa maker-checker
  • Ibiciro bya buri muyoboro bigaragazwa mbere
  • Nta mafaranga yo gutangira cyangwa ay'ukwezi
  • Sandbox y'ubuntu idafite aho igarukira
  • Ibiciro byumvikanyweho kuri buri mucuruzi iyo ingano y'ubucuruzi ibyemera
Fungura konti
Umutekano uri ku rwego rwa banki

Birinzwe kuva ku ntangiriro kugeza ku mpera, nka banki usanzwe wizeye

Bihishwe mu nzira no mu bubiko, bikomejwe kuri buri rwego kandi bigenzurwa kuri buri gikorwa. Capay Global ikorera ku bugenzuzi banki n'imiyoboro y'amakarita basaba, bityo amafaranga yawe n'amakuru y'abakiriya bawe bikarindwa kuva ku gukanda kwa mbere kugeza ku ikemurwa rya nyuma.

  • Ihishwa rya TLS mu nzira
  • Ihishwa rya AES-256 mu bubiko
  • HTTPS itegetswe hifashishijwe HSTS
  • PCI DSS: nta makuru y'ikarita kuri sisitemu zacu
  • Urwego rw'ubugenzuzi rwa SOC 1 na SOC 2
  • Kwemeza umwirondoro mu ntambwe ebyiri
  • Gutandukanya amakuru ku rwego rw'umurongo
  • Inzira y'igenzura idahinduka
  • Kohereza amafaranga byemezwa n'abantu babiri
  • KYB, AML n'isuzuma ry'ibihano
  • Isuzuma ryuzuye ry'umutekano, Ukwakira 2026

Bihishwe mu nzira

Buri byte inyura hagati ya sisitemu zawe, abakiriya bawe na Capay Global igenda kuri TLS. HTTPS itegetswe kuri buri domaine hifashishijwe HTTP Strict Transport Security, bityo gusubira kuri HTTP isanzwe ntibishoboka, kandi buri rupapuro na buri gisubizo cya API bitangwa binyuze mu muyoboro w'impera (edge) utigera ugaragaza inkomoko idahishwe.

Bihishwe mu bubiko

Ububiko bw'amakuru n'ububiko bwa dosiye bihishwe mu bubiko hakoreshejwe AES-256. Ibyangombwa byo kugenzura bibikwa mu bubiko bwihariye abayobozi b'ubucuruzi ubwabwo n'abakozi ba Capay babifitiye uburenganzira ari bo bonyine bashobora gufungura, binyuze ku mihora irangira mu masegonda 300. Amabanga abikwa mu mbonerahamwe zifunze nta nshingano ya porogaramu ishobora gusoma.

Nta makuru y'ikarita yigera adukoraho

Urubuga rwacu ntirwigera rwakira, rubika, rutunganya cyangwa rwohereza nimero y'ikarita cyangwa CVV. Amakuru asa n'ay'ikarita yangirwa ku mpera ya API kandi akongera kwangirwa imbere mu bubiko bw'amakuru, bityo ubwishyu bw'amakarita bukorerwa gusa ku mpapuro zakiriwe ziri mu rwego rwa PCI DSS rw'abafatanyabikorwa bacu.

Amafaranga adashobora kubura

Buri gikorwa ni inyandiko iringanijwe mu gitabo cy'ibaruramari cyandika kabiri, mu bice bito by'ifaranga, kandi ububiko bw'amakuru bwanga inyandiko itaringanijwe. Indangagaciro za idempotency zibuza kwishyuza kabiri, buri kohereza amafaranga karenze urugero washyizeho gasaba uwemeza wa kabiri, kandi buto zo guhagarika ako kanya na circuit breaker zihagarika umuyoboro ako kanya utangiye kudakora neza.

Umwirondoro n'uburenganzira bwo kwinjira bikomejwe

Kwemeza umwirondoro mu ntambwe ebyiri hamwe n'amarembo yifunga igihe hari ikibazo, ku itsinda ryawe no ku ryacu, umutekano ku rwego rw'umurongo kuri buri mbonerahamwe, uburenganzira bugenwa n'inshingano, n'ibikorwa byihariye bisaba impamvu yanditse kandi byandikwa mu gitabo cy'igenzura cyongerwaho gusa, kidashobora guhindurwa cyangwa gusibwa.

Imfunguzo za API na webhook, ku rwego rwa banki

Imfunguzo za API zikorwa hash na SHA-256 kandi zigaragazwa rimwe gusa. Imipaka y'ibyifuzo kuri buri rufunguzo na buri IP, intonde za IP zemewe, imipaka y'amafaranga ya buri munsi no guhindura urufunguzo ku ikanda rimwe. Webhook zishyirwaho umukono ku mubiri w'ubutumwa utahinduwe, zigenzurwa hakoreshejwe igereranya ry'igihe gihoraho, zirinzwe gusubirwamo, kandi buri gisubizo cy'utanga serivisi kigenzurwa bundi bushya ku isoko mbere y'uko amafaranga yimuka.

Kubahiriza amabwiriza byubatswe imbere

KYB hamwe n'isuzuma ry'ibyangombwa, kumenyekanisha ba nyiri ubucuruzi nyakuri n'isuzuma ry'ibihano mbere y'uko ubucuruzi ubwo ari bwo bwose butangira, ikurikirana rihoraho rya AML, kubika inyandiko z'imari imyaka irindwi, n'urwego rw'ubugenzuzi ruhuye n'ibipimo bya Trust Services bya SOC 1 na SOC 2 no n'imyifatire ya PCI DSS yo kutabika amakuru ya nyir'ikarita.

Ibikorwa remezo bikomejwe

Bitangwa biva kuri AWS CloudFront inyuma ya Cloudflare hamwe n'igenzura ry'uburenganzira ku nkomoko kandi nta bubiko rusange, imitwe ikomeye ya mushakisha (nta framing, Permissions-Policy, gutandukanya cross-origin), inyandiko z'ubwinjirizi ku mpera zibikwa iminsi 400, igenzura ry'ibyo porogaramu ishingiraho kuri buri build, na sandbox idashobora na gato kugera ku utanga serivisi nyawe.

Soma incamake yuzuye y'umutekano

Capay Global itanga ikoranabuhanga ry'ubwishyu. Serivisi z'ubwishyu zigengwa n'amategeko zitangwa binyuze ku bafatanyabikorwa bemewe n'amategeko.

FAQ

Ibibazo, bisubijwe

Ni ibihe bihugu nshobora kwakiriramo ubwishyu?

Gukusanya amafaranga birakora muri CM, GA, UG, KE, GH, TZ, CI, SN, CG, BJ, U Rwanda, CD, ZM, SL, BF, ML, TG, GN, NE, and NG, kandi amasoko mashya afungurwa buri gihe.

Ni ubuhe buryo bwo kwishyura bwemewe?

Mobile money ni wo muyoboro w'ibanze: MTN Mobile Money, Orange Money, M-Pesa, Airtel Money n'ibindi, hiyongereyeho kohereza kuri banki muri Nijeriya, indi miyoboro ya banki ikaba iri mu nzira. Uburyo butandukana ku gihugu; dashboard yerekana neza ubukora ku cyawe.

Bitwara angahe?

Gukusanya guhera kuri 1,99% kuri buri gikorwa cyagenze neza no kwishyura guhera kuri 1%, nta mafaranga yo gutangira, ay'ukwezi cyangwa urugero rwo hasi. Urutonde rwawe nyarwo kuri buri nzira rugaragara kuri dashboard mbere yo gutangira, kandi buri gisubizo cya API kigira imiterere yuzuye y'amafaranga.

Nshobora gutangira nyayo mu gihe kingana iki?

Sandbox iboneka ako kanya ufunguye konti. Gukoresha nyayo bifungurwa nyuma y'igenzura ry'ubucuruzi (KYB), risaba ibyangombwa by'iyandikwa ry'ubucuruzi bwawe n'amakuru ya ba nyirabwo nyakuri.

Nabihuza nte na sisitemu yanjye?

Hari inzira ebyiri: gusangiza link za hosted checkout nta kode na mba, cyangwa guhamagara API ya REST uhereye mu gicuruzwa cyawe bwite. Muri byombi uhabwa webhook zishyizweho umukono, idempotency na ID y'icyifuzo kuri buri gisubizo. Inyandiko ziri kuri developer.capayglobal.com zikuyobora muri byombi.

Amafaranga yanjye akurikiranwa ate?

Akurikiranwa ku gitabo cy'ibaruramari cyandika kabiri: buri gikorwa kiringanizwa, ntigihinduka kandi cyandikwa mu bice bito by'ifaranga kuri buri bwoko bw'amafaranga. Dashboard yawe yerekana amafaranga asigaye, settlement na raporo zishobora gusohorwa zihuye n'igitabo cy'ibaruramari.

Ni izihe ndimi mushyigikira?

Uru rubuga ruboneka mu ndimi 34, harimo Igiswayire, Iki Hawusa, Ikiyoruba, Ikigbo, Ikitwi, Ikiwolofu, Ikiyamhariki, Icyarabu n'Igiporutugali. Dashboard y'umucuruzi n'urupapuro rwo kwishyura biboneka mu ndimi 23. Inyandiko n'ubufasha biri mu Cyongereza n'Igifaransa.

Vugana n'umuntu

Itsinda ryacu rigufasha mu Cyongereza n'Igifaransa, kuva ku cyifuzo cyawe cya mbere muri sandbox kugeza kuri miliyoni yawe ya mbere y'ubwishyu bwakiriwe.

Saba ubufasha

Sura urubuga

Kwakira ubwishyuKwakira ubwishyu bwa mobile money n'ubwa bankiKwishyura na cryptoUSDT, USDC n'ibindi, bishyurwa mu madolari y'AmerikaKohereza amafarangaKohereza amafaranga kuri konti ukoresheje porogaramuIbiciroIbiciro kuri buri gikorwa, nta mafaranga ahamyeAho dukoreraAmasoko akora n'uburyo bwo kwishyuraAbakora porogaramuInyandiko, sandbox na webhookFAQIbisubizo bigufi ku bibazo bikunze kubazwa

Tangira kwakira ubwishyu muri Afurika yose uhereye none

Fungura konti y'ubuntu, wubake ukoresheje sandbox, hanyuma utangire nyayo nyuma yo kugenzurwa.

Fungura konti

Tubwire imiyoboro n'ubwinshi bw'ibikorwa byawe igihe icyo ari cyo cyose.