Hurongwa hwekubhadhara hweAfrica hune simba re-AI

Fambisa mari muAfrica yose ne-API imwe chete.

Capay inotambira mari yemobile money neyemabhanga mumisika 20 yeAfrica uye inotumira mari kumawallet emobile money, kuburikidza nevabatsiri vane marezinesi nekubatanidzwa kwakananga neMTN Mobile Money. Hosted checkout, mawebhook akasainwa, ledger ye-double-entry, uye AI copilot iri mudashboard yako inoziva mibhadharo yako.

Sandbox mumaminetsi mashoma. Hapana machaji ekutanga. Enda live mushure mekuongororwa.

  • AI copilot yakabatanidzwa
  • Sandbox mumaminetsi
  • Ledger ye-double-entry
  • Saiti mumitauro 34
Kubatanidza kamwe chete kunokusvitsa kunzira dzekubhadhara dzava kushandiswa nevatengi vako
MTN Mobile MoneyOrange MoneyM-PesaAirtel MoneyTransfer yebhanganedzimwe
20Misika iri kushanda yekutambira mari
12Mari dzemunyika
34Mitauro yesaiti
0Machaji ekutanga
99.9%Chinangwa che-uptime ye-API
Network yedu

Kubatanidza kamwe chete, nzira dzekubhadhara dzekondinendi yose

Marambi anopenya ndiyo misika ine nzira dzekubhadhara dziri kushanda nhasi: kutambira mari kwese kwatinoshanda, kutumira mari pakanyorwa. Marambi akadzikira ndiko kwainoenda network mangwana. Kwevera globe.

Misika 20 ine nzira dzekubhadhara dziri kushanda nhasi

  • Cameroon
  • Gabon
  • Uganda
  • Kenya
  • Ghana
  • Tanzania
  • Côte d'Ivoire
  • Senegal
  • Congo
  • Benin
  • Rwanda
  • DR Congo
  • Zambia
  • Sierra Leone
  • Burkina Faso
  • Mali
  • Togo
  • Guinea
  • Niger
  • Nigeria

Pamascreen makuru, chikamu chino chinova globe raunogona kufambisa.

Kutambira + kutumira mari zviri kushandaKutambira mari kuri kushandaTiri kuwedzera muAfrica yose

Ruzivo rwenzira imwe neimwe yekubhadhara pamusika wega wega ruri papeji rekwatinoshanda. Ona kwatinoshanda

Tambira mibhadharo

Checkout iyo vatengi vako vatovimba nayo

Tumira link ye-hosted checkout kana kushevedza API zvakananga. Mutengi wako anowana prompt pafoni yake, iwe wowana webhook yakasainwa nestatus yenguva chaiyo yaunogona kutarisa chero nguva.

  • Hosted checkout pa pay.capayglobal.com, ine zita rebhizimisi rako
  • API yakananga yecheckout yako pachako, ine idempotency key pachikumbiro chega chega
  • Maprompt emobile money anotumirwa zvakananga pafoni yemutengi
  • Tsananguro yemachaji pa transaction yega yega: yeplatform, yemupi wesevhisi, nemari yasara kwauri
Tanga kutambira mari
Business Portal

Fambisa mari yebhizimisi rako uchishandisa dashboard imwe chete

Portal imwe cheteyo inoshandiswa nemutengesi wese weCapay, ichiratidzwa nedata yesandbox yekuratidzira.

dashboard.capayglobal.com
  • Mabalance enguva chaiyo pamari yega yega, kufamba kwemari kwese kuchinyorwa muledger ye-double-entry
  • Kutumira mari kunopfuura muganhu wako kunotanga kwapfuura mumaker-checker mari isati yabuda.
  • Ma-API key, mawebhook nemalog zviri pedyo nemari, kwete mune chimwe chishandiso
Mibhadharo yecrypto

Tambira USDT, USDC nemamwe macoin, anobhadharwa kwauri mumadhora eAmerica

Wedzera crypto paAPI imwe chete necheckout imwe chete. Mubhadharo wega wega une kero yawo, mari chaiyo inofanira kutumirwa nepeji restatus yenguva chaiyo, iwe wowana webhook yakasainwa panguva iyo network inousimbisa.

  • USDT uye USDC pa Tron, BNB Smart Chain, Ethereum, Solana, Polygon, Arbitrum, Avalanche uye Base
  • Bitcoin, Ether uye mamwe macoin 12, nemutengo wakasungwa kwemaminitsi 30
  • Peji rekubhadhara re-hosted rine QR code, yambiro ye-network nekusimbiswa kwenguva chaiyo, mumitauro 23
  • Ona zvakakumbirwa mutengi wega wega uchienzanisa nezvaakatumira, pamubhadharo wega wega
  • Dzosera mari kuwallet yemutengi pachake kubva padashboard kana ne-API

Stablecoins, 1 kune 1 nedhora reAmerica

  • USDTTRC20 · BEP20 · ERC20 · SOL · POLYGON · ARBITRUM · AVAXC
  • USDCBEP20 · ERC20 · SOL · POLYGON · ARBITRUM · AVAXC · BASE

Mamwe macoin

BTC · ETH · BNB · SOL · TRX · LTC · BCH · DOGE · ADA · POL · XAUT · SHIB · PEPE · EIGEN

Vatengi vanotumira mari chaiyo inoratidzwa

Peji rekubhadhara rinovaudza kuwedzera mari yekubvisa inochajwa nexchange yavo. Kubhadhara zvakawanda kunopedzisa mubhadharo; kubhadhara zvishoma hakumbogamuchirwi uye mari inodzoserwa.

Kutumira mariLive
  • +237 6•• ••• ••2XAF 45,000Zvapera
  • +241 0•• ••• ••7XAF 120,000Zviri kuitwa
  • +256 7•• ••• ••4UGX 850,000Zvamirira
Maker-checker: mvumo 2Float yakanaka
Tumira mari

Tumira mari kunze pane zvidzoreso zvakavakirwamo

Tumira mari kumawallet emobile money nekumaakaundi ebhangi mumisika yose iri kushanda, kubva kuKameruni neKenya kusvika kuGhana, Tanzania neNigeria. Kutumira kwega kwega kunotanga kwapfuura mumitemo yako yemvumo, sendi rimwe chete risati rafamba.

  • Mvumo dzemaker-checker pamari inobuda mubalance yako
  • Kutarisa float yenyika imwe neimwe, uine yambiro wallet isati yapera mari
  • Circuit breaker inomisa nzira yekubhadhara kana yatanga kushaya simba, panzvimbo pekukundikanisa batch yako yose
  • Kufamba kwemari kwese kunonyorwa muledger ye-double-entry, mumayunitsi madiki emari
Yakavakirwa vagadziri

Kutambira kwako kwekutanga nechikumbiro chimwe chete

REST yakachena, JSON envelope inozivikanwa uye request id pamhinduro yega yega. Sandbox yakafanana neyechokwadi: API imwe cheteyo, mastatus akafanana, mawebhook akafanana.

  • Makiyi esandbox neechokwadi, akatarwa paapp imwe neimwe
  • Mawebhook akasainwa neHMAC ane dziviriro ye-replay
  • Ma-idempotency key pakushevedza kwese kunofambisa mari
  • Zvikanganiso zvine mhando dzakajeka zvinokuudza chaizvo chekugadzirisa
  • Tsananguro yeOpenAPI, muunganidzwa wePostman ne llms.txt, zvose zvakaburitswa
  • Zvikamu zvekubhadhara zvinogarwa nemacallback akati sandara ezvibatanidzi zveCRM, ERP nezvitoro
POST /v1/collections
curl https://api.capayglobal.com/v1/collections \
  -H "Authorization: Bearer sk_test_..." \
  -H "Idempotency-Key: 9f1c-collect-01" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": "2500",
    "currency": "XAF",
    "country": "CM",
    "method": "mobile_money",
    "msisdn": "2376XXXXXXXX",
    "merchant_reference": "order-1042"
  }'
201 Created
{
  "status": "success",
  "data": {
    "id": "col_9xKQ2mD41Vb8",
    "object": "collection",
    "status": "pending",
    "amount": "2500",
    "currency": "XAF",
    "country": "CM",
    "method": "mobile_money",
    "merchant_reference": "order-1042",
    "fees": {
      "platform_fee": "50",
      "provider_fee": "0",
      "total_fee": "50",
      "bearer": "merchant"
    },
    "net_amount": null,
    "livemode": false,
    "created_at": "2026-08-30T12:04:11Z"
  },
  "request_id": "req_b0f3d2c1"
}
Kwatinoshanda

Tinoshanda kwavari vatengi vako

Kuunganidza mari kuri kushanda mumisika yeAfrica 20, kubhadhara kuri kushanda mu20 uye kuri kukura. Nzira dzemuno, mari dzemuno, chibvumirano chimwe chete.

KameruniXAFTambira mariIri kushandaMTN Mobile MoneyOrange MoneyTumira mariIri kushandaMTN Mobile MoneyOrange Money
GabonXAFTambira mariIri kushandaAirtel MoneyTumira mariIri kushandaAirtel Money
UgandaUGXTambira mariIri kushandaMTN Mobile MoneyAirtel MoneyTumira mariIri kushandaMTN Mobile MoneyAirtel Money
KenyaKESTambira mariIri kushandaM-PesaTumira mariIri kushandaM-Pesa
GhanaGHSTambira mariIri kushandaMTN Mobile MoneyAirtel MoneyTumira mariIri kushandaMTN Mobile MoneyVodafone CashAirtel Money
TanzaniaTZSTambira mariIri kushandaAirtel MoneyTigo PesaHaloPesaVodafone CashTumira mariIri kushandaAirtel MoneyTigo PesaHaloPesaM-PesaEzy Pesa
Ivory CoastXOFTambira mariIri kushandaMTN Mobile MoneyOrange MoneyMoov MoneyWaveTumira mariIri kushandaMTN Mobile MoneyOrange Money
SenegalXOFTambira mariIri kushandaOrange MoneyFree MoneyWaveTumira mariIri kushandaFree MoneyOrange Money
KongoXAFTambira mariIri kushandaAirtel MoneyMTN Mobile MoneyTumira mariIri kushandaAirtel MoneyMTN Mobile Money
BeniniXOFTambira mariIri kushandaMTN Mobile MoneyMoov MoneyTumira mariIri kushandaMoov MoneyMTN Mobile Money
RwandaRWFTambira mariIri kushandaMTN Mobile MoneyAirtel MoneyTumira mariIri kushandaAirtel MoneyMTN Mobile Money
Democratic Republic of the CongoCDFTambira mariIri kushandaAirtel MoneyOrange MoneyVodacom M-PesaTumira mariIri kushandaAirtel MoneyOrange MoneyVodacom M-Pesa
ZambiaZMWTambira mariIri kushandaAirtel MoneyMTN Mobile MoneyZamtelTumira mariIri kushandaAirtel MoneyMTN Mobile MoneyZamtel
Sierra LeoneSLETambira mariIri kushandaOrange MoneyTumira mariIri kushandaOrange Money
BukinafasoXOFTambira mariIri kushandaOrange MoneyMoov MoneyTumira mariIri kushandaOrange MoneyMoov MoneyTouchCash
MaliXOFTambira mariIri kushandaOrange MoneyMoov MoneyTumira mariIri kushandaOrange MoneyMoov MoneyWave
TogoXOFTambira mariIri kushandaT-MoneyMoov MoneyTumira mariIri kushandaT-MoneyMoov Money
GuineaGNFTambira mariIri kushandaMTN Mobile MoneyOrange MoneyTumira mariIri kushandaMTN Mobile MoneyOrange Money
NigerXOFTambira mariIri kushandaAirtel MoneyTumira mariIri kushandaAirtel Money
NigeriaNGNTambira mariIri kushandaTransfer yebhangaTumira mariIri kushandaTransfer yebhanga

Nzira dzemobile money nedzemabhanga kuburikidza nevabatsiri vane marezinesi nekubatanidzwa kwakananga neMTN Mobile Money. Makorido matsva ari kuvhurwa nguva dzose.

Mitengo

Mitengo yaunogona kuronga nayo

Hapana machaji ekutanga, hapana machaji emwedzi nemwedzi, hapana muganhu wepasi. Unoona machaji chaiwo emakorido ako mudashboard usati waenda live.

Kutambira marikubva pa1.99%pakutambira kwega kwega kwakabudirira
  • Kutambira mari yemobile money neyemabhanga
  • Hosted checkout yakabatanidzwa
  • Tsananguro yemachaji pa transaction yega yega
Kutumira marikubva pa1%pakutumira kwega kwega
  • Kutumira mari kumawallet emobile money
  • Mvumo dzemaker-checker dzakabatanidzwa
  • Mitengo yekorido rega rega inoratidzwa pachena
  • Hapana machaji ekutanga kana emwedzi nemwedzi
  • Sandbox yemahara isina muganhu
  • Mitengo yakabvumiranwa nemutengesi mumwe nemumwe kana huwandu hwakura
Vhura account
Chengetedzo yepamwero webhanga

Yakachengetedzwa kubva kutanga kusvika kumagumo, semabhanga aunotovimba nawo

Ine encryption painofamba nepainochengetwa, yakasimbiswa padanho rega rega uye inoongororwa pachiito chega chega. Capay Global inoshanda nezvidzoro zvinodiwa nemabhanga nema-network emakadhi, saka mari yako nedata yevatengi vako zvinochengetedzwa kubva pakudzvanya kwekutanga kusvika pa-settlement yekupedzisira.

  • Encryption yeTLS painofamba
  • Encryption yeAES-256 painochengetwa
  • HTTPS inomanikidzwa neHSTS
  • PCI DSS: hapana data yekadhi pamasystem edu
  • Hurongwa hwezvidzoro hweSOC 1 neSOC 2
  • Kusimbisa kwematanho maviri
  • Kupatsanurwa kwedata pamutsara mumwe nemumwe
  • Audit trail isingachinjiki
  • Kutumira mari nemaker-checker
  • KYB, AML nekutarisa sanctions
  • Kuongororwa kwakazara kwechengetedzo, Gumiguru 2026

Ine encryption painofamba

Byte yega yega pakati pemasystem ako, vatengi vako neCapay Global inofamba neTLS. HTTPS inomanikidzwa padomain yega yega neHTTP Strict Transport Security, saka kudzokera kuHTTP isina kuchengetedzwa hazvigoneki, uye peji yega yega nemhinduro yega yega yeAPI zvinopihwa kuburikidza ne-edge network isingamboratidzi origin isina encryption.

Ine encryption painochengetwa

Madatabase nenzvimbo dzekuchengetera mafaira zvine encryption yeAES-256 pazvinochengetwa. Magwaro ekuongororwa anogara munzvimbo yakavanzika inogona kuvhurwa chete nevatariri vebhizimisi pachavo nevashandi veCapay vakabvumirwa, kuburikidza nemalink anopera mumasekonzi 300. Zvakavanzika zvinogara mumatafura akakiyiwa asingagoni kuverengwa nechero role yeapplication.

Hapana data yekadhi inombosvika kwatiri

Platform yedu haimbogamuchiri, haichengeti, haishandisi kana kutumira nhamba yekadhi kana CVV. Data ine chimiro chekadhi inorambwa pa-edge yeAPI uye inorambwa zvakare mukati medatabase, saka kubhadhara nemakadhi kunoitwa chete pamapeji akahostwa mukati memuganhu wePCI DSS wevabatsiri vedu.

Mari isingagoni kurasika

Kufamba kwemari kwega kwega i-journal yakaenzana muledger ye-double-entry mumayunitsi madiki, uye database inoramba chinyorwa chisina kuenzana. Ma-reference e-idempotent anomisa kubhadhariswa kaviri, kutumira mari kwese kunopfuura muganhu wako kunoda mubvumiri wechipiri, uye switch dzekumisa nema-circuit breaker zvinomisa nzira yekubhadhara pakarepo painotanga kukanganisa.

Chitupa nekupinda zvakasimbiswa

Kusimbisa kwematanho maviri kune magedhi anovhara pane kusava nechokwadi, kuchikwata chako nekwedu, chengetedzo yepamutsara patafura yega yega, mvumo dzakatarwa nebasa, uye zviito zvinoda mvumo yakakosha zvinoda chikonzero chakanyorwa uye zvinonyorwa muaudit log inongowedzerwa chete isingagoni kuchinjwa kana kudzimwa.

Ma-API key nemawebhook, pamwero webhanga

Ma-API key anohashwa neSHA-256 uye anoratidzwa kamwe chete. Miganhu yezvikumbiro pakiyi imwe neimwe nepa-IP imwe neimwe, malist ema-IP anobvumirwa, miganhu yekushandisa mari yezuva uye kuchinjwa nekudzvanya kamwe chete. Mawebhook anosainwa pamusoro pe-body isina kugadziriswa, anosimbiswa nekuenzanisa kwenguva yakafanana, anodzivirirwa kubva ku-replay, uye callback yega yega yemupi inotariswazve pakatangira mari isati yafamba.

Kutevedzera mitemo kwakavakirwa mukati

KYB ine kuongororwa kwemagwaro, kuzivikanwa kwevaridzi chaivo vebhizimisi nekutarisa sanctions bhizimisi rega rega risati raenda live, kutariswa kweAML kusingaperi, kuchengetwa kwezvinyorwa zvemari kwemakore manomwe, uye hurongwa hwezvidzoro hwakaenzaniswa neTrust Services Criteria dzeSOC 1 neSOC 2 uye nemamiriro ePCI DSS ekusava nedata yemuridzi wekadhi.

Hurongwa hwakasimbiswa

Inopihwa kubva kuAWS CloudFront kuseri kweCloudflare ine kudzora kupinda pa-origin uye isina nzvimbo yekuchengetera yakavhurika kuvanhu vese, ma-header ebrowser akaoma (hapana kuiswa mu-frame, Permissions-Policy, kupatsanurwa kwe-cross-origin), malog ekupinda pa-edge anochengetwa mazuva 400, kuongororwa kwema-dependency pa-build yega yega, uye sandbox isingagoni zvachose kusvika kumupi chaiye.

Capay Global inopa tekinoroji yekubhadhara. Masevhisi ekubhadhara anodzorwa nemutemo anopiwa kuburikidza nevabatsiri vane marezinesi.

Mibvunzo

Mibvunzo, nemhinduro dzayo

Ndingatambira mari munyika dzipi?

Kuunganidza mari kuri kushanda muKameruni, Gabon, Uganda, Kenya, Ghana, Tanzania, Ivory Coast, Senegal, Kongo, Benini, Rwanda, Democratic Republic of the Congo, Zambia, Sierra Leone, Bukinafaso, Mali, Togo, Guinea, Niger, and Nigeria, uye misika mitsva iri kuvhurwa nguva dzose.

Nzira dzipi dzekubhadhara dzinoshanda?

Mobile money ndiyo nzira huru: MTN Mobile Money, Orange Money, M-Pesa, Airtel Money nedzimwe, pamwe netransfer yebhanga muNigeria, dzimwe nzira dzemabhanga dzichitevera. Nzira dzinosiyana nenyika; dashboard inokuratidza chaizvo zviri kushanda munyika yako.

Zvinodhura marii?

Kuunganidza kubva pa1.99% pakutengeserana kwega kwega kwakabudirira uye kubhadhara kubva pa1%, pasina mari yekutanga, yemwedzi kana muganhu wepasi. Tafura yako chaiyo yenzira imwe neimwe inoonekwa padashboard usati watanga, uye mhinduro yega yega yeAPI inotakura tsananguro yakazara yemari.

Ndinokwanisa kuenda live nekukurumidza sei?

Sandbox inowanikwa pakarepo paunovhura account. Kupinda muchikamu chechokwadi kunovhurwa mushure mekuongororwa kwebhizimisi (KYB), kunoda magwaro ako ekunyoreswa neruzivo rwevaridzi chaivo vebhizimisi.

Ndinobatanidza sei?

Nzira mbiri: tumira malink e-hosted checkout usinganyore kodhi, kana kushevedza REST API kubva muchigadzirwa chako. Nzira ipi neipi inokupa mawebhook akasainwa, idempotency uye request id pamhinduro yega yega. Magwaro ari pa developer.capayglobal.com anokutungamirira munzira dzose mbiri.

Mari yangu inoteverwa sei?

Paledger ye-double-entry: kufamba kwemari kwega kwega kwakaenzana, hakugoni kuchinjwa uye kunonyorwa mumayunitsi madiki pamari yega yega. Dashboard yako inoratidza mabalance, masettlement nemareport aunogona kuburitsa anoenderana neledger.

Munoshandisa mitauro ipi?

Iyi webhusaiti inowanikwa mumitauro 34, kusanganisira chiSwahili, chiHausa, chiYoruba, chiIgbo, chiTwi, chiWolof, chiAmharic, chiArabic nechiPutukezi. Dashboard yemutengesi nepeji yekubhadhara zvinowanikwa mumitauro 23. Zvinyorwa nerubatsiro zviri muchiRungu nechiFrench.

Taura nemunhu chaiye

Chikwata chedu chinokubatsira muChirungu nemuChiFrench, kubva pakushevedza kwako kwekutanga kwesandbox kusvika pamiriyoni yako yekutanga yaunotambira.

Batana nerubatsiro

Tanga kutambira mari muAfrica yose nhasi

Vhura account yemahara, uvake uchishandisa sandbox, wozoenda live mushure mekuongororwa.

Vhura account

Tiudze nezvemakorido ako nehuwandu hwemari chero nguva.