Lacag ku wareeji Afrika oo dhan hal API kaliya.
Capay waxay lacagta moobaylka iyo lacag-bixinnada bangiyada ka ururisaa 20 suuq oo Afrika ah, waxayna lacag u dirtaa boorsooyinka moobaylka, iyadoo la sii marayo shuraako shati leh iyo isku-xir toos ah oo MTN Mobile Money ah. Checkout la marti-geliyey, webhook-yo saxiixan, buug-xisaabeed laba-gelis ah, iyo kaaliye AI ah oo dashboorkaaga ku jira oo yaqaan lacag-bixinnadaada.
Sandbox daqiiqado gudahood. Khidmad furis ma jirto. Xaqiijinta kadib si rasmi ah u bilow.
- Kaaliye AI ah ayaa ku jira
- Sandbox daqiiqado gudahood
- Buug-xisaabeed laba-gelis ah
- Bogga 34 luqadood
Hal isku-xir, qaarad dhan oo marinno ah
Nalalka dhalaalayaa waa suuqyada maanta leh marinno shaqaynaya: ururin meel kasta oo aannu ka hawlgalno, lacag-diridna meesha lagu calaamadeeyey. Nalalka jilicsani waa meesha shabakaddu marka xigta aadayso. Jiid globe-ka.
20 suuq oo maanta leh marinno shaqaynaya
- Cameroon
- Gabon
- Uganda
- Kenya
- Ghana
- Tanzania
- Côte d'Ivoire
- Senegal
- Congo
- Benin
- Rwanda
- DR Congo
- Zambia
- Sierra Leone
- Burkina Faso
- Mali
- Togo
- Guinea
- Niger
- Nigeria
Shaashadaha waaweyn, qaybtani waxay noqotaa globe firfircoon.
Faahfaahinta marin-marin ee suuq kasta waxay ku taal bogga baaxadda. Eeg baaxadda
Checkout ay macaamiishaadu horeba u aaminsan yihiin
Wadaag linki checkout ah oo la marti-geliyey ama si toos ah u wac API-ga. Macmiilkaagu wuxuu taleefankiisa ku helayaa fariin oggolaansho, adiguna waxaad helaysaa webhook saxiixan iyo xaalad waqtiga-dhabta ah oo aad la socon karto.
- Checkout la marti-geliyey oo ku yaal pay.capayglobal.com, kuna sumadaysan magaca ganacsigaaga
- API toos ah oo loogu talagalay checkout-kaaga gaarka ah, oo codsi kasta wata fure idempotency ah
- Fariimaha oggolaanshaha lacagta moobaylka oo si toos ah loogu diro taleefanka macmiilka
- Kala-qaybinta khidmadda dhaqdhaqaaq kasta: madasha, adeeg-bixiyaha iyo lacagta saafiga ah
Hawlaha lacagtaada oo dhan ka maamul hal dashboor
Isla bogga uu isticmaalo ganacsade kasta oo Capay ah, oo lagu muujiyey xog tijaabo oo sandbox ah.
- Haraaga tooska ah ee lacag kasta, iyadoo dhaqdhaqaaq kastaa ku qoran yahay buug-xisaabeed laba-gelis ah
- Lacag-diridda ka sarraysa xadka oggolaanshahaaga waxay martaa maker-checker kahor inta aysan lacagtu bixin.
- Furayaasha API, webhook-yada iyo diiwaannada oo lacagta dhinac yaal, ma aha qalab labaad
Aqbal USDT, USDC iyo lacagaha kale ee crypto, oo laguugu bixiyo doolarka Maraykanka
Ku dar crypto isla API-ga iyo isla checkout-ka. Lacag-bixin kasta waxay helaysaa cinwaan u gaar ah, qaddarka saxda ah ee la dirayo iyo bog xaalad waqtiga-dhabta ah, adiguna waxaad helaysaa webhook saxiixan isla marka shabakaddu xaqiijiso.
- USDT iyo USDC oo ku jira Tron, BNB Smart Chain, Ethereum, Solana, Polygon, Arbitrum, Avalanche iyo Base
- Bitcoin, Ether iyo 12 lacag kale, oo qiimahoodu go'an yahay 30 daqiiqo
- Bog lacag-bixineed oo la marti-geliyey oo leh QR code, digniin shabakadeed iyo xaqiijin waqtiga-dhabta ah, 23 luqadood
- Lacag-bixin kasta, eeg wixii laga codsaday macmiil kasta iyo wixii uu soo diray
- Dib ugu celi lacagta wallet-ka macmiilka laftiisa, adigoo isticmaalaya dashboard-ka ama API-ga
Stablecoins, 1 la siman 1 doolarka Maraykanka
- USDTTRC20 · BEP20 · ERC20 · SOL · POLYGON · ARBITRUM · AVAXC
- USDCBEP20 · ERC20 · SOL · POLYGON · ARBITRUM · AVAXC · BASE
Lacagaha kale
BTC · ETH · BNB · SOL · TRX · LTC · BCH · DOGE · ADA · POL · XAUT · SHIB · PEPE · EIGEN
Macaamiishu waxay soo diraan qaddarka saxda ah ee la muujiyey
Bogga lacag-bixintu wuxuu u sheegayaa inay ku daraan khidmadda lacag-saarista ee exchange-ka ay isticmaalaan. Haddii ay wax badan bixiyaan, lacag-bixintu way dhammaystirantaa; haddii ay wax ka yar bixiyaan, weligeed lama aqbalo waana loo celiyaa.
- +237 6•• ••• ••2XAF 45,000La dhammeeyey
- +241 0•• ••• ••7XAF 120,000Socda
- +256 7•• ••• ••4UGX 850,000Safka ku jira
Lacag dir adigoo leh xakameyn ku dhex dhisan
Lacag u dir boorsooyinka moobaylka iyo xisaabaadka bangiga ee suuq kasta oo shaqaynaya, laga bilaabo Kameruun iyo Kenya ilaa Gaana, Tansaaniya iyo Nayjeeriya. Lacag-dirid kastaa waxay martaa xeerarkaaga oggolaanshaha kahor inta uusan hal faran dhaqaaqin.
- Oggolaansho maker-checker ah oo saaran lacag kasta oo haraagaaga ka baxda
- La-socodka float-ka waddan kasta, oo leh digniino kahor inta aysan boorsadu madhan
- Circuit breaker hakiya marin marka uu liito, halkii uu dufcaddaada fashiliyo
- Dhaqdhaqaaq kasta oo lagu diiwaangeliyey buug-xisaabeed laba-gelis ah, unugyada ugu yar ee lacagta
Ururintaadii ugu horreysay hal codsi gudihiis
REST nadiif ah, qaab JSON ah oo la saadaalin karo, iyo aqoonsi codsi oo jawaab kasta ku yaal. Sandbox-gu wuxuu si buuxda u mataalaa nidaamka rasmiga ah: isla API-ga, isla xaaladaha, isla webhook-yada.
- Furayaal sandbox iyo kuwa rasmi ah, oo app kasta loo qoondeeyey
- Webhook-yo lagu saxiixay HMAC oo leh ilaalin dib-u-celin (replay)
- Furayaal idempotency ah oo saaran wicitaan kasta oo lacag dhaqaajinaya
- Khaladaad nooc leh oo si sax ah kuugu sheegaya waxa aad hagaajinayso
- Qeexida OpenAPI, ururinta Postman iyo llms.txt, dhammaantood waa la daabacay
- Fadhiyo bixin la martigeliyey iyo callback fidsan oo loogu talagalay isku-xirayaasha CRM, ERP iyo dukaamada
curl https://api.capayglobal.com/v1/collections \
-H "Authorization: Bearer sk_test_..." \
-H "Idempotency-Key: 9f1c-collect-01" \
-H "Content-Type: application/json" \
-d '{
"amount": "2500",
"currency": "XAF",
"country": "CM",
"method": "mobile_money",
"msisdn": "2376XXXXXXXX",
"merchant_reference": "order-1042"
}'{
"status": "success",
"data": {
"id": "col_9xKQ2mD41Vb8",
"object": "collection",
"status": "pending",
"amount": "2500",
"currency": "XAF",
"country": "CM",
"method": "mobile_money",
"merchant_reference": "order-1042",
"fees": {
"platform_fee": "50",
"provider_fee": "0",
"total_fee": "50",
"bearer": "merchant"
},
"net_amount": null,
"livemode": false,
"created_at": "2026-08-30T12:04:11Z"
},
"request_id": "req_b0f3d2c1"
}Waxaannu ka shaqaynaa meesha macaamiishaadu joogaan
Ururinta lacagta way shaqaynaysaa 20 suuq oo Afrikaan ah, bixinta lacagta way shaqaynaysaa 20 suuq wayna korayaan. Marino maxalli ah, lacago maxalli ah, hal heshiis.
Marinnada lacagta moobaylka iyo bangiyada oo la sii maro shuraako shati leh iyo isku-xir toos ah oo MTN Mobile Money ah. Marinno cusub ayaa si joogto ah u furma.
Qiime aad qorshayn ku samayn karto
Khidmad furis ma jirto, khidmad bille ah ma jirto, ugu-yaraan ma jirto. Jadwalka khidmadaha saxda ah ee marinnadaada waxaad ka arkaysaa dashboorka kahor inta aadan si rasmi ah u bilaaban.
- Ururinta lacagta moobaylka iyo bangiyada
- Checkout la marti-geliyey ayaa ku jira
- Kala-qaybinta khidmadda dhaqdhaqaaq kasta
- Lacag-dirid boorsooyinka moobaylka
- Oggolaanshaha maker-checker ayaa ku jira
- Qiimaha marin kasta horay ayaa loo muujiyaa
- Khidmad furis ama mid bille ah ma jirto
- Sandbox bilaash ah oo aan xad lahayn
- Qiimo la heshiiyay ganacsade kasta marka mugga ganacsigu taas u qalmo
Dhammaan dhinac kasta waa la ilaaliyey, sida bangiyada aad horeba u aaminsan tahay
Waa la sireeyey marka la gudbinayo iyo marka la kaydinayo, lakab kasta waa la adkeeyey, ficil kastana waa la hanti-dhawray. Capay Global waxay ku shaqaysaa xakamaynta ay bangiyada iyo shabakadaha kaadhadhku dalbaan, si lacagtaada iyo xogta macaamiishaadu u ilaalsanaadaan laga bilaabo taabashada ugu horraysa ilaa xisaab-xidhka ugu dambeeya.
- Sirayn TLS marka la gudbinayo
- Sirayn AES-256 marka la kaydinayo
- HTTPS lagu qasbay HSTS
- PCI DSS: xog kaadh ma taallo nidaamyadayada
- Qaab-dhismeedka xakamaynta SOC 1 & SOC 2
- Xaqiijin laba-tallaabo ah
- Xog-go'doomin heer-saf ah
- Raad-raac hanti-dhawr oo aan la beddeli karin
- Lacag-dirid maker-checker ah
- KYB, AML & baadhista cunaqabataynta
- Dib-u-eegis amni oo buuxa, Oktoobar 2026
La sireeyey marka la gudbinayo
Byte kasta oo u dhexeeya nidaamyadaada, macaamiishaada iyo Capay Global wuxuu ku socdaa TLS. HTTPS waxaa lagu qasbaa domain kasta iyadoo la adeegsanayo HTTP Strict Transport Security, sidaas darteed hoos ugu dhicidda HTTP aan sirnayn waa wax aan suurtagal ahayn, bog kasta iyo jawaab kasta oo API ahna waxaa laga soo bixiyaa shabakad cidhif ah oo weligeed aan bandhigin asal aan sirnayn.
La sireeyey marka la kaydinayo
Keydadka xogta iyo kaydadka faylasha waxaa lagu sireeyey AES-256 marka la kaydiyo. Dukumentiyada xaqiijintu waxay ku jiraan kayd gaar ah oo ay furi karaan oo kaliya maamulayaasha ganacsiga laftiisa iyo shaqaalaha Capay ee loo oggolaaday, iyagoo isticmaalaya linkiyo dhacaya 300 ilbiriqsi gudahood. Sirtu waxay ku jirtaa shaxo xidhan oo aan door barnaamij ahi akhrin karin.
Xog kaadh weligeed nama taabato
Madashayadu weligeed ma hesho, ma kaydiso, ma habayso mana gudbiso lambar kaadh ama CVV. Xogta u eg kaadh waxaa lagu diidaa cidhifka API-ga, keydka xogta gudihiisana mar kale ayaa lagu diidaa, sidaas darteed lacag-bixinta kaadhku waxay ku shaqaysaa oo kaliya bogag la marti-geliyey oo ku jira baaxadda PCI DSS ee shuraakadayada.
Lacag aan lumi karin
Dhaqdhaqaaq kastaa waa gelis isku miisan oo ku jira buug-xisaabeed laba-gelis ah oo unugyada ugu yar ah, keydka xogtuna wuu diidaa gelis aan isku miisanayn. Tixraacyada idempotency waxay joojiyaan laba-jeer-ka-goynta, lacag-dirid kasta oo ka sarraysa xadkaaga waxay u baahan tahay oggolaade labaad, furayaasha joojinta iyo circuit breaker-yaduna waxay joojiyaan marin isla marka uu si khaldan u dhaqmo.
Aqoonsi iyo gelitaan la adkeeyey
Xaqiijin laba-tallaabo ah oo leh albaabo xidhma marka ay shaki jiro, kooxdaada iyo tayada labadaba, amni heer-saf ah oo shax kasta saaran, oggolaanshayaal door ku xaddidan, iyo ficillo mudnaan leh oo u baahan sabab qoran oo ku dhaca diiwaan hanti-dhawr oo ku-dar-keliya ah oo weligeed aan la beddeli karin ama la tirtiri karin.
Furayaasha API iyo webhook-yada, heer-bangi
Furayaasha API waxaa lagu hash-gareeyey SHA-256, hal mar ayaana la muujiyaa. Xaddidaadda codsiyada fure kasta iyo IP kasta, liisaska IP-yada la oggolaaday, xadadka kharashka maalinlaha ah iyo beddelid hal-gujin ah. Webhook-yada waxaa lagu saxiixaa jirka ceeriin, waxaa lagu xaqiijiyaa isbarbardhig waqti go'an, waxaa laga ilaaliyaa dib-u-celin, callback kasta oo adeeg-bixiyena mar kale ayaa laga hubiyaa ishiisa kahor inta aysan lacag dhaqaaqin.
U-hoggaansanaan ku dhex dhisan
KYB leh hubinta dukumentiyada, aqoonsiga milkiilayaasha dhabta ah iyo baadhista cunaqabataynta kahor inta uusan ganacsi si rasmi ah u bilaaban, la-socod AML oo joogto ah, haynta diiwaannada maaliyadeed toddoba sano, iyo qaab-dhismeed xakamayn oo la jaanqaadaya Trust Services Criteria ee SOC 1 iyo SOC 2 iyo mowqifka PCI DSS ee xog-kaadh-la'aanta.
Kaabayaal la adkeeyey
Waxaa laga soo bixiyaa AWS CloudFront oo ka dambeeya Cloudflare, iyadoo la adeegsanayo xakamayn gelitaan asal ah oo aan kayd dadweyne lahayn, madaxyo biraawsar oo adag (frame la'aan, Permissions-Policy, go'doomin cross-origin), diiwaannada gelitaanka cidhifka oo la hayo 400 maalmood, hanti-dhawr dependencies dhis kasta, iyo sandbox jidh ahaan aan gaadhi karin adeeg-bixiye dhab ah.
Capay Global waxay bixisaa tignoolajiyada lacag-bixinta. Adeegyada lacag-bixinta ee sharciga hoos yimaada waxaa lagu gaarsiiyaa shuraako shati leh.
Su'aalaha iyo jawaabahooda
Waddamadee ayaan lacag ka ururin karaa?
Ururinta lacagtu way ka shaqaynaysaa Kaameruun, Gaaboon, Ugaanda, Kenya, Gaana, Tansaaniya, Ayfori Koost, Sinigaal, Kongo, Biniin, Ruwanda, Jamhuuriyadda Dimuquraadiga Kongo, Saambiya, Siraaliyoon, Burkiina Faaso, Maali, Toogo, Gini, Nayjer iyo Nayjeeriya, suuqyo cusubna si joogto ah ayaa loo furaa.
Hababkee lacag-bixineed ayaa la taageeraa?
Lacagta moobaylku waa marinka ugu muhiimsan: MTN Mobile Money, Orange Money, M-Pesa, Airtel Money iyo kuwo kale, iyo weliba wareejin bangi oo Nayjeeriya ah, iyadoo marinno bangi oo dheeraad ahi ay soo socdaan. Hababku waddan walba way ku kala duwan yihiin; dashboorku wuxuu si sax ah u muujiyaa waxa kuu shaqaynaya.
Waa immisa qiimuhu?
Ururinta lacagta waxay ka bilaabmaysaa 1.99% macaamil kasta oo guulaystay, bixintuna 1%, iyadoo aan lahayn khidmad furitaan, khidmad bileed ama xad hoose. Jaantuskaaga saxda ah ee marin kasta wuxuu ka muuqdaa dashboard-ka ka hor inta aadan bilaabin, jawaab kasta oo API-ga ahna waxay sido faahfaahinta buuxda ee khidmadaha.
Sidee dhaqso ah ayaan si rasmi ah u bilaabi karaa?
Sandbox-gu wuu diyaar yahay isla marka aad akoon samaysato. Gelitaanka nidaamka rasmiga ah wuxuu furmaa kadib xaqiijinta ganacsiga (KYB), taasoo u baahan dukumentiyada diiwaangelintaada iyo faahfaahinta milkiilayaasha dhabta ah.
Sideen u isku xiraa?
Laba dariiqo: wadaag linkiyada checkout-ka la marti-geliyey adigoon wax kood ah qorin, ama REST API-ga ka wac alaabtaada gaarka ah. Si kastaba waxaad helaysaa webhook-yo saxiixan, idempotency iyo aqoonsi codsi oo jawaab kasta ku yaal. Dukumentiyada developer.capayglobal.com ayaa labadaba kugu hagaya.
Sidee lacagtayda loo raacaa?
Waxaa lagu raacaa buug-xisaabeed laba-gelis ah: dhaqdhaqaaq kastaa waa isku miisan yahay, lama beddeli karo, waxaana lagu diiwaangeliyaa unugyada ugu yar ee lacag kasta. Dashboorkaagu wuxuu muujiyaa haraaga, xisaab-xidhyada iyo warbixinno la soo dejin karo oo la jaanqaadaya buug-xisaabeedka.
Luqadahee ayaad taageertaan?
Websaydhkan wuxuu ku diyaar yahay 34 luqadood, oo ay ku jiraan Sawaaxili, Hawsa, Yoruba, Igbo, Twi, Woolof, Amxaari, Carabi iyo Boortaqiis. Dashboard-ka ganacsadaha iyo boggu lacag bixinta waxay ku diyaar yihiin 23 luqadood. Dukumentiga iyo taageeradu waa Ingiriisi iyo Faransiis.
Kooxdayadu waxay kugu taageertaa Ingiriisi iyo Faransiis, laga bilaabo wicitaankaaga sandbox ee ugu horreeya ilaa malyankaaga ugu horreeya ee ururin.
La xiriir taageeradaBaadh madasha
Maanta ka bilow ururinta lacagta Afrika oo dhan
Samee akoon bilaash ah, ku dhis sandbox-ga, kadib xaqiijintana si rasmi ah u bilow.
Waqti kasta nooga sheeg marinnadaada iyo mugga ganacsigaaga.