Khokha kuphela lapho ukhokhelwa
Amanani entengiselwano ngayinye ngaphandle kwezindleko zokuqalisa nezanyanga zonke. Okubona kuleli khasi yikho kanye okuvela embikweni wakho wesetilimenti.
Amanani ongawahlelela
Azikho izindleko zokuqalisa, azikho izindleko zanyanga zonke, ayikho imikhawulo ephansi. Ubona uhlu lwezindleko oluqondile lwemizila yakho kudeshibhodi ngaphambi kokuba usebenze bukhoma.
- Ukuqoqwa kwemali yeselula neyasebhange
- Ikhasi lokukhokha elisingathiwe lifakiwe
- Ukuhlukaniswa kwezindleko kuyo yonke intengiselwano
- Ukukhokhela amawalethi eselula
- Izimvume ze-maker-checker zifakiwe
- Amanani omzila ngamunye aboniswa kusengaphambili
- Azikho izindleko zokuqalisa noma zanyanga zonke
- I-sandbox yamahhala engenamkhawulo
- Amanani avunyelwene ngomthengisi ngamunye uma inani lokuthengiselana likufanelekela
Amanani ngezwe ngalinye
Amanani epulatifomu asebenzayo manje, afundwa kuwo lawo mashejuli ezimali i-API ebala ngawo.
| Imakethe | Indlela | Imali yokuqoqa | Imali yokukhokha | Umkhawulo wemali | Ukuhlelwa kwezimali |
|---|---|---|---|---|---|
| i-CameroonXAF | Imali yeselula | 1.99% | 1% kuya ku-3.2% | Awukho umkhawulo | Khona manjalo |
| i-KenyaKES | Imali yeselula | 2.2% kuya ku-2.5% | 2.2% | Awukho umkhawulo | Khona manjalo |
| i-ZambiaZMW | Imali yeselula | 2.3% | 2% | Awukho umkhawulo | Khona manjalo |
| i-GabonXAF | Imali yeselula | 2.99% | 1.99% | Awukho umkhawulo | Khona manjalo |
| i-SenegalXOF | Imali yeselula | 3% kuya ku-3.5% | 2.5% | Awukho umkhawulo | Khona manjalo |
| i-BeninXOF | Imali yeselula | 3.2% kuya ku-4% | 2.5% | Awukho umkhawulo | Khona manjalo |
| i-GhanaGHS | Imali yeselula | 3.5% | 3% | Awukho umkhawulo | Khona manjalo |
| i-NigeriaNGN | Ukudlulisa kwebhange | 3.5% | 1% | Awukho umkhawulo | Khona manjalo |
| i-UgandaUGX | Imali yeselula | 4% | 2.2% | Awukho umkhawulo | Khona manjalo |
| i-TanzaniaTZS | Imali yeselula | 4% | 5% | Awukho umkhawulo | Khona manjalo |
| i-Côte d’IvoireXOF | Imali yeselula | 4% | 2.8% | Awukho umkhawulo | Khona manjalo |
| i-Burkina FasoXOF | Imali yeselula | 4% | 2.8% | Awukho umkhawulo | Khona manjalo |
| iMaliXOF | Imali yeselula | 4% | 2.8% | Awukho umkhawulo | Khona manjalo |
| i-TogoXOF | Imali yeselula | 4% | 2.8% | Awukho umkhawulo | Khona manjalo |
| i-RwandaRWF | Imali yeselula | 4.2% | 2.2% | Awukho umkhawulo | Khona manjalo |
| i-Congo - KinshasaCDF | Imali yeselula | 4.2% | 3.2% | Awukho umkhawulo | Khona manjalo |
| i-Sierra LeoneSLE | Imali yeselula | 4.3% | 3.3% | Awukho umkhawulo | Khona manjalo |
| i-NigerXOF | Imali yeselula | 4.5% | 3.5% | Awukho umkhawulo | Khona manjalo |
| i-GuineaGNF | Imali yeselula | 4.75% | 3% | Awukho umkhawulo | Khona manjalo |
| i-Congo - BrazzavilleXAF | Imali yeselula | 5% kuya ku-5.5% | 2% | Awukho umkhawulo | Khona manjalo |
- Amanani akhonjisiwe angamanani okugcina futhi angashintsha ngokwesimo semakethe. Leli thebula lizibuyekeza ngokwalo uma inani lishintsha.
- Umthengisi uthwala imali kuwo wonke amanani angenhla. Ukuyidlulisela kokhokhayo kuyisilungiselelo se-akhawunti, hhayi intengo ehlukile.
- Namuhla akukho amazinga enani, ukukhululwa noma isaphulelo esilungiselelwe. Inani eliphansi likhona kuphela uma livunyelwene nge-akhawunti yakho futhi libhalwe ohlwini lwakho.
- Ububanzi busho ukuthi imakethe inemizila engaphezu kweyodwa enamanani ahlukene. Ukuthi inkokhelo ithatha muphi kunqunywa ngesikhathi yenziwa, futhi imali ibuya kuyimpendulo.
- Uma imakethe inemizila engaphezu kowodwa, inani ngalinye eliphelele inkokhelo engawela kulo libhalwa emugqeni walo. Awukho umugqa oxuba iphesenti lomzila owodwa nemali engaguquki yomunye.
- Imali ephansi nephezulu ihluka ngomzila futhi ilandela imikhawulo yabaqhubi, ngakho ayishicilelwa lapha. I-GET /v1/providers ibuyisela leyo esebenzayo ku-akhawunti yakho.
- Wonke amanani akhokhiswa ngemali yendawo yalokho kuthengiselana. Asiguquli izimali ekuqoqeni noma ekukhokheni, ngakho akukho mehluko wokushintshisa kulezi zibalo.
- I-sandbox isebenzisa amanani ayo okuhlola, ngakho isilinganiso se-sandbox ngeke sifane naleli thebula. Izilinganiso zomkhiqizo yizo ezisemthethweni.
Isibali sezimali
Ukubala okufanayo ne-API ekwenzayo: iphesenti lisetshenziswa enanini, linyuselwe eyunithini elincane eliphelele, bese ligcinwa phakathi kwemali encane nomkhawulo. Faka inani ukuze ubone ukuhlukaniswa kwawo wonke umzila le makethe engawusebenzisa.
Lezi yizinkokhelo zenkundla. Inani elivunyelwene ngalo lwe-akhawunti yakho liyazishintsha, futhi inkokhelo ekhokhiswayo ngempela ibuya ekuhlukanisweni kwezinkokhelo kuyo yonke impendulo yokuqoqa neyokukhipha.
Uma imali ifika kuwe
Izinyathelo ezine kusukela ekuqinisekiseni kokhokhayo kuze kube yimali ebhange lakho, ngezikhathi esingazithembisa ngempela nangaphandle kwalezo esingekwazi.
- 1Inkokhelo iyaphela
Umqhubi uyaqinisekisa futhi sifaka lokho kuqoqa encwadini yakho ngaso leso sikhathi isiqinisekiso sifika. Imali ihlukaniswa kuyimpendulo, ngakho izincwadi zakho zilingana kusukela ekufakeni kokuqala.
- 2Imali ikhululwa ngaphakathi komzuzu owodwa
Yonke inkokhelo eqediwe iyatholakala ngaphakathi komzuzu owodwa, kusukela enkokhelweni yakho yokuqala ngqa. Leso sikhathi singese-akhawunti ngayinye: singelulwa, noma kuvunyelwane ngokukhululwa ngesandla, uma sesazi indlela obuyisa futhi ohoxisa ngayo imali.
- 3Ibhalansi iyatholakala
Imali ekhululiwe ngeyakho: khokha kuma-wallet eselula e-i-Cameroon, i-Gabon, i-Uganda, i-Kenya, i-Ghana, i-Tanzania, i-Côte d’Ivoire, i-Senegal, i-Congo - Brazzaville, i-Benin, i-Rwanda, i-Congo - Kinshasa, i-Zambia, i-Sierra Leone, i-Burkina Faso, iMali, i-Togo, i-Guinea, i-Niger, ne-i-Nigeria, buyisela okhokhayo, noma ugcine ibhalansi kuze kube ukuhlelwa kwezimali.
- 4Ukuhlelwa kwezimali kuyahamba
Ukuhlelwa kwezimali kuya ku-akhawunti yakho kulungiswa futhi kukhululwe ithimba lethu lezimali, futhi wonke umnyakazo uyabhalwa: kulindile, kuthunyelwe, bese kuqinisekiswa. Ukuhlelwa okwehlulekile noma okukhanseliwe kubuyiselwa ngokugcwele encwadini.
Ukuqoqa nokukhokha kuhlala kusemalini yendawo, ngakho akukho kuguqulwa okwenzekayo endleleni yemali futhi awukho umehluko othathwayo. Lapho ukuhlelwa kwezimali kuguqula ngempela, izinga litholakala kumanani amabili aleso sinyathelo futhi likhonjiswa erekhodini: sishicilela izinga elisetshenzisiwe esikhundleni sokuthembisa elilodwa kusengaphambili.
Imibuzo, iphenduliwe
Yimaphi amazwe engingaqoqa kuwo izinkokhelo?
Ukuqoqa kusebenza e-i-Cameroon, i-Gabon, i-Uganda, i-Kenya, i-Ghana, i-Tanzania, i-Côte d’Ivoire, i-Senegal, i-Congo - Brazzaville, i-Benin, i-Rwanda, i-Congo - Kinshasa, i-Zambia, i-Sierra Leone, i-Burkina Faso, iMali, i-Togo, i-Guinea, i-Niger, ne-i-Nigeria, futhi izimakethe ezintsha zivuleka njalo.
Yiziphi izindlela zokukhokha ezisekelwayo?
Imali yeselula iwumzila oyinhloko: i-MTN Mobile Money, i-Orange Money, i-M-Pesa, i-Airtel Money nokunye, kanye nokudlulisela ngebhange eNigeriya, kanti eminye imizila yasebhange iyeza. Izindlela ziyahluka ngezwe ngalinye; ideshibhodi ikubonisa ngqo okusebenzayo kwelakho.
Kubiza malini?
Ukuqoqa kusukela ku-1.99% ngokuthengiselana ngakunye okuphumelele nokukhokha kusukela ku-1%, ngaphandle kwezimali zokulungisa, ezanyanga zonke noma isilinganiso esiphansi. Uhlu lwakho lwamanani ngomzila ngamunye lubonakala kudeshibhodi ngaphambi kokuthi uqale, futhi yonke impendulo ye-API iphethe ukuhlukaniswa okugcwele kwezimali.
Ngingasebenza bukhoma ngokushesha kangakanani?
I-sandbox iyatholakala ngaso leso sikhathi ovula ngaso i-akhawunti. Ukufinyelela ku-production kuvuleka ngemva kokuqinisekiswa kwebhizinisi (KYB), okudinga amadokhumenti akho okubhalisa nemininingwane yabanikazi abazuzayo.
Ngixhuma kanjani uhlelo lwami?
Izindlela ezimbili: yabelana ngezixhumanisi zekhasi lokukhokha elisingathiwe ngaphandle kwekhodi, noma ubize i-REST API kusuka kumkhiqizo wakho. Nomayiphi indlela, uthola ama-webhook asayiniwe, i-idempotency kanye ne-id yesicelo kuyo yonke impendulo. Amadokhumenti aku-developer.capayglobal.com akukhombisa zombili.
Imali yami ilandelelwa kanjani?
Kuleja yokubhalwa kabili: konke ukunyakaza kuyalinganiswa, akuguquki futhi kubhalwa ngamayunithi amancane ngohlobo lwemali ngalunye. Ideshibhodi yakho ibonisa amabhalansi, amasetilimenti kanye nemibiko engathunyelwa ngaphandle evumelana neleja.
Yiziphi izilimi enizisekelayo?
Le webhusayithi itholakala ngezilimi ezingu-34, kufaka isiSwahili, isiHausa, isiYoruba, isi-Igbo, isiTwi, isiWolof, isi-Amharic, isi-Arabhu nesiPutukezi. Ideshibhodi yomthengisi nekhasi lokukhokha kutholakala ngezilimi ezingu-23. Amadokhumenti nosizo kukhona ngesiNgisi nangesiFulentshi.
Ithimba lethu likusekela ngesiNgisi nangesiFulentshi, kusukela esicelweni sakho sokuqala se-sandbox kuze kufike esigidini sakho sokuqala oqoqiwe.
Xhumana nosizoHlola iplathifomu
Qala ukuqoqa izinkokhelo kulo lonke elase-Afrika namuhla
Vula i-akhawunti yamahhala, wakhe usebenzisa i-sandbox, bese usebenza bukhoma ngemva kokuqinisekiswa.
Sitshele ngemizila yakho namavolumu akho noma nini.